Yes Bank Ltd
YESBANK
Banks
₹ 20.86
Price
₹ 65,408
Market Cap
Large Cap
23.88
P/E Ratio
📊 Score Snapshot
9.95 / 25
Performance
25 / 25
Valuation
4.0 / 20
Growth
7.0 / 30
Profitability
45.95 / 100
Risky
🏢 Company Overview
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🤖 CARL Insights
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📈 Net Profit (Yearly)
📊 Sales (Yearly)
📉 Quarterly Sales Trend
📉 Quarterly Net Profit
📈 Yearly Ratios
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Adj Cash EPS | 0.78 | 2.10 | -9.73 | 7.78 | 18.81 | -61.85 | -124.77 | -101.77 |
| Adj Cash PAT | 2,445 | 5,985 | -27,540 | 19,702 | 47,217 | -77,641 | -28,893 | -23,437 |
| Adj Cash PAT To PAT | 1.00 | 4.66 | -37.15 | 18.69 | -13.52 | 4.72 | -16.91 | -5.54 |
| Adj Cash PE | 22.23 | 12.02 | - | 1.63 | 0.83 | - | - | - |
| Adj EPS | 0.78 | 0.45 | 0.26 | 0.42 | -1.39 | -13.09 | 7.38 | 18.38 |
| Adj Number Of Shares | 3,136 | 2,856 | 2,831 | 2,533 | 2,510 | 1,255 | 231.57 | 230.30 |
| Adj PE | 22.22 | 55.99 | 57.86 | 30.14 | - | - | 36.16 | 17.11 |
| Adj Peg | 0.30 | 0.77 | - | - | - | - | - | 0.67 |
| Bvps | 15.25 | 14.76 | 14.38 | 13.30 | 13.20 | 17.28 | 116.11 | 111.82 |
| Cash Revenue | 61,838 | 55,212 | 45,404 | 38,038 | 40,078 | 52,104 | 59,248 | 40,538 |
| Cash Revenue To Revenue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Dividend Yield | - | - | - | - | - | - | 0.75 | 0.88 |
| Fcfe | -6,813 | 8,323 | -22,433 | 28,098 | -2,504 | -64,101 | 4,810 | -23,589 |
| Fcfe Margin | -11.02 | 15.08 | -49.41 | 73.87 | -6.25 | -123.03 | 8.12 | -58.19 |
| Fcfe To Adj PAT | -2.79 | 6.49 | -30.26 | 26.65 | 0.72 | 3.90 | 2.81 | -5.57 |
| Market Cap | 54,345 | 71,960 | 42,603 | 32,047 | 39,408 | 30,255 | 61,794 | 72,429 |
| PB | 1.14 | 1.71 | 1.05 | 0.95 | 1.19 | 1.39 | 2.30 | 2.81 |
| PE | 22.22 | 56.00 | 57.88 | 30.12 | - | - | 36.16 | 17.11 |
| Peg | 0.30 | 0.77 | - | - | - | - | - | 0.67 |
| PS | 0.88 | 1.30 | 0.94 | 0.84 | 0.98 | 0.58 | 1.04 | 1.79 |
| ROE | 5.44 | 3.10 | 1.99 | 3.15 | -12.73 | -67.65 | 6.49 | 17.71 |
| Share Price | 17.33 | 25.20 | 15.05 | 12.65 | 15.70 | 24.10 | 266.85 | 314.50 |
📊 Quarterly Results
| Metric | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7,389 | 7,605 | 15,246 | 15,666 | 15,474 | 15,450 | 14,916 | 13,978 | 13,428 | 12,890 | 12,436 | 11,748 | 10,950 | 10,270 |
| Interest | 5,093 | 5,235 | 5,352 | 5,617 | 5,544 | 5,486 | 5,309 | 4,975 | 4,794 | 4,449 | 4,117 | 3,908 | 3,487 | 3,287 |
| Expenses - | 3,129 | 3,110 | 3,080 | 2,969 | 2,984 | 2,820 | 3,340 | 2,948 | 2,883 | 2,726 | 2,881 | 3,006 | 2,703 | 2,214 |
| Financing Profit | -833.00 | -740.00 | -809.00 | -753.00 | -791.00 | -580.00 | -1,191 | -934.00 | -962.00 | -730.00 | -780.00 | -1,041 | -716.00 | -366.00 |
| Financing Margin % | -11.27 | -9.73 | -5.31 | -4.81 | -5.11 | -3.75 | -7.98 | -6.68 | -7.16 | -5.66 | -6.27 | -8.86 | -6.54 | -3.56 |
| Other Income - | 1,724 | 1,825 | 1,815 | 1,583 | 1,488 | 1,271 | 1,642 | 1,255 | 1,267 | 1,192 | 1,055 | 1,113 | 931.00 | 785.00 |
| Profit Before Tax | 891.00 | 1,085 | 1,006 | 830.00 | 697.00 | 691.00 | 451.00 | 320.00 | 304.00 | 462.00 | 275.00 | 72.00 | 215.00 | 419.00 |
| Tax % | 25.48 | 25.44 | 25.94 | 25.42 | 18.65 | 25.33 | -3.55 | 24.06 | 24.67 | 24.89 | 25.09 | 23.61 | 25.58 | 25.06 |
| Net Profit - | 664.00 | 809.00 | 745.00 | 619.00 | 567.00 | 516.00 | 467.00 | 243.00 | 229.00 | 347.00 | 206.00 | 55.00 | 160.00 | 314.00 |
| Profit Excl Exceptional | 664.00 | 809.00 | 745.00 | 619.00 | 567.00 | 516.00 | 467.00 | 243.00 | 229.00 | 347.00 | 206.00 | 55.00 | 160.00 | 314.00 |
| Profit For PE | 664.00 | 809.00 | 745.00 | 619.00 | 567.00 | 516.00 | 467.00 | 243.00 | 229.00 | 347.00 | 206.00 | 55.00 | 160.00 | 314.00 |
| Profit For EPS | 664.00 | 809.00 | 745.00 | 619.00 | 567.00 | 516.00 | 467.00 | 243.00 | 229.00 | 347.00 | 206.00 | 55.00 | 160.00 | 314.00 |
| EPS In Rs | 0.21 | 0.26 | 0.24 | 0.20 | 0.18 | 0.16 | 0.16 | 0.08 | 0.08 | 0.12 | 0.07 | 0.02 | 0.06 | 0.13 |
| PAT Margin % | 8.99 | 10.64 | 4.89 | 3.95 | 3.66 | 3.34 | 3.13 | 1.74 | 1.71 | 2.69 | 1.66 | 0.47 | 1.46 | 3.06 |
| PBT Margin | 12.06 | 14.27 | 6.60 | 5.30 | 4.50 | 4.47 | 3.02 | 2.29 | 2.26 | 3.58 | 2.21 | 0.61 | 1.96 | 4.08 |
| Tax | 227.00 | 276.00 | 261.00 | 211.00 | 130.00 | 175.00 | -16.00 | 77.00 | 75.00 | 115.00 | 69.00 | 17.00 | 55.00 | 105.00 |
| Yoy Profit Growth % | 17.00 | 57.00 | 59.00 | 155.00 | 148.00 | 49.00 | 127.00 | 341.00 | 43.00 | 10.00 | -45.00 | -79.00 | -28.00 | 54.00 |
| Adj PAT | 664.00 | 809.00 | 745.00 | 619.00 | 567.00 | 516.00 | 467.00 | 243.00 | 229.00 | 347.00 | 206.00 | 55.00 | 160.00 | 314.00 |
| Adj PAT Margin | 8.99 | 10.64 | 4.89 | 3.95 | 3.66 | 3.34 | 3.13 | 1.74 | 1.71 | 2.69 | 1.66 | 0.47 | 1.46 | 3.06 |
💰 Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 61,838 | 55,212 | 45,404 | 38,038 | 40,078 | 52,104 | 59,248 | 40,538 | 32,850 | 27,066 | 23,144 | 19,962 |
| Interest | 21,998 | 19,527 | 14,800 | 12,528 | 12,611 | 19,258 | 19,811 | 12,529 | 10,627 | 8,965 | 8,083 | 7,265 |
| Expenses - | 11,853 | 11,350 | 10,371 | 8,058 | 14,937 | 39,246 | 11,834 | 6,595 | 4,790 | 3,429 | 2,548 | 2,055 |
| Financing Profit | -2,933 | -3,272 | -2,468 | -1,568 | -7,509 | -32,452 | -2,021 | 1,144 | 1,008 | 1,139 | 940.00 | 662.00 |
| Financing Margin % | -4.74 | -5.93 | -5.44 | -4.12 | -18.74 | -62.28 | -3.41 | 2.82 | 3.07 | 4.21 | 4.06 | 3.32 |
| Other Income - | 6,157 | 5,357 | 3,876 | 3,417 | 3,111 | 11,956 | 4,675 | 5,294 | 4,218 | 2,729 | 2,048 | 1,722 |
| Exceptional Items | - | -2.00 | 7.00 | -13.00 | -3.00 | - | - | -1.00 | - | - | - | - |
| Depreciation | - | 546.00 | 433.00 | 403.00 | 360.00 | 342.00 | 305.00 | 232.00 | 173.00 | 112.00 | 86.00 | 64.00 |
| Profit Before Tax | 3,224 | 1,538 | 981.00 | 1,434 | -4,762 | -20,838 | 2,349 | 6,205 | 5,053 | 3,756 | 2,902 | 2,320 |
| Tax % | 24.13 | 16.45 | 24.97 | 25.80 | 26.73 | 21.14 | 27.25 | 31.78 | 33.90 | 32.64 | 31.19 | 30.56 |
| Net Profit - | 2,446 | 1,285 | 736.00 | 1,064 | -3,489 | -16,433 | 1,709 | 4,233 | 3,340 | 2,530 | 1,997 | 1,611 |
| Exceptional Items At | - | -2.00 | 5.00 | -9.00 | -3.00 | - | - | -1.00 | - | - | - | - |
| Profit Excl Exceptional | 2,446 | 1,287 | 731.00 | 1,073 | -3,485 | -16,433 | 1,709 | 4,234 | 3,340 | 2,530 | 1,998 | 1,611 |
| Profit For PE | 2,446 | 1,287 | 731.00 | 1,073 | -3,485 | -16,433 | 1,709 | 4,234 | 3,340 | 2,530 | 1,998 | 1,611 |
| Profit For EPS | 2,446 | 1,285 | 736.00 | 1,064 | -3,489 | -16,433 | 1,709 | 4,233 | 3,340 | 2,530 | 1,997 | 1,611 |
| EPS In Rs | 0.78 | 0.45 | 0.26 | 0.42 | -1.39 | -13.09 | 7.38 | 18.38 | 14.63 | 12.03 | 9.56 | 8.94 |
| Dividend Payout % | - | - | - | - | - | - | 27.00 | 15.00 | 16.00 | 17.00 | 19.00 | 18.00 |
| PAT Margin % | 3.96 | 2.33 | 1.62 | 2.80 | -8.71 | -31.54 | 2.88 | 10.44 | 10.17 | 9.35 | 8.63 | 8.07 |
| PBT Margin | 5.21 | 2.79 | 2.16 | 3.77 | -11.88 | -39.99 | 3.96 | 15.31 | 15.38 | 13.88 | 12.54 | 11.62 |
| Tax | 778.00 | 253.00 | 245.00 | 370.00 | -1,273 | -4,405 | 640.00 | 1,972 | 1,713 | 1,226 | 905.00 | 709.00 |
| Adj PAT | 2,446 | 1,283 | 741.25 | 1,054 | -3,491 | -16,433 | 1,709 | 4,232 | 3,340 | 2,530 | 1,997 | 1,611 |
| Adj PAT Margin | 3.96 | 2.32 | 1.63 | 2.77 | -8.71 | -31.54 | 2.88 | 10.44 | 10.17 | 9.35 | 8.63 | 8.07 |
🏦 Balance Sheet
| Metric | Sep 2025 | Mar 2025 | Mar 2024 | Sep 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
| Accumulated Depreciation | - | - | 2,816 | - | 2,320 | 1,961 | 1,732 | 1,407 | 1,090 | 804.61 |
| Average Total Assets | - | 415,239 | 380,783 | - | 336,891 | 296,086 | 265,712 | 319,346 | 346,655 | 263,755 |
| Average Total Equity | - | 44,996 | 41,437 | - | 37,208 | 33,418 | 27,416 | 24,291 | 26,320 | 23,896 |
| Borrowing | 62,651 | 71,971 | 80,508 | - | 77,754 | 72,340 | 63,949 | 113,790 | 108,424 | 74,894 |
| Cwip | - | - | 357.00 | - | 296.00 | 125.00 | 63.00 | 294.00 | 51.00 | 72.00 |
| Cash Equivalents | 14,754 | 15,260 | 17,177 | - | 11,975 | 42,659 | 6,022 | 4,313 | 10,164 | 10,803 |
| Deposits | 296,271 | 284,420 | 266,230 | - | 217,382 | 197,063 | 162,846 | 105,311 | 227,558 | 200,689 |
| Fixed Assets | 3,169 | 3,078 | 2,509 | - | 2,156 | 2,016 | 2,096 | 730.00 | 778.00 | 765.00 |
| Gross Block | - | - | 5,325 | - | 4,476 | 3,976 | 3,827 | 2,137 | 1,868 | 1,570 |
| Investments | 82,821 | 84,725 | 89,997 | - | 76,749 | 51,754 | 43,115 | 43,748 | 89,329 | 68,293 |
| Loans N Advances | 250,207 | 246,120 | 1,200 | - | 693.00 | 608.00 | 512.00 | - | 489.00 | 172.00 |
| Long Term Borrowings | - | - | - | - | - | - | - | - | 108,424 | 74,894 |
| Net Debt | -97,575 | -99,985 | 239,563 | - | 206,412 | 174,990 | 177,658 | 171,041 | 236,489 | 196,486 |
| Non Controlling Interest | 4.00 | 3.00 | - | - | - | - | - | - | - | - |
| Other Asset Items | 79,208 | 74,933 | 295,121 | - | 263,336 | 221,415 | 221,786 | 208,748 | 280,047 | 232,344 |
| Other Borrowings | - | - | 346,737 | - | 295,136 | 269,403 | 226,795 | 219,102 | 227,558 | 200,689 |
| Other Liability Items | 21,967 | 19,889 | 16,971 | - | 18,599 | 14,744 | 13,092 | 16,749 | 17,599 | 10,200 |
| Reserves | 42,993 | 41,562 | 36,402 | - | 34,967 | 28,688 | 28,127 | 19,185 | 26,424 | 25,292 |
| Share Capital | 6,274 | 6,271 | 5,754 | 5,752 | 5,751 | 5,011 | 5,011 | 2,510 | 463.00 | 461.00 |
| Total Assets | 430,161 | 424,116 | 406,362 | - | 355,204 | 318,578 | 273,593 | 257,832 | 380,860 | 312,450 |
| Total Borrowings | - | - | 346,737 | - | 295,136 | 269,403 | 226,795 | 219,102 | 335,982 | 275,582 |
| Total Equity | 49,271 | 47,836 | 42,156 | 5,752 | 40,718 | 33,699 | 33,138 | 21,695 | 26,887 | 25,753 |
| Total Equity And Liabilities | 430,161 | 424,116 | 406,362 | - | 355,204 | 318,578 | 273,593 | 257,832 | 380,860 | 312,450 |
| Total Liabilities | 380,890 | 376,280 | 364,206 | -5,752 | 314,486 | 284,879 | 240,455 | 236,137 | 353,973 | 286,697 |
| Trade Payables | - | - | 499.00 | - | 751.00 | 732.00 | 569.00 | 287.00 | 391.00 | 915.00 |
💵 Cash Flows
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Cash From Financing Activity | -5,651 | 2,771 | 11,450 | 8,391 | -34,942 | 25,038 | 33,039 | 35,748 |
| Cash From Investing Activity | 8,527 | -12,453 | -13,026 | -14,566 | 441.00 | 14,128 | -6,235 | -8,738 |
| Cash From Operating Activity | 6,386 | 9,645 | -25,816 | 23,598 | 55,396 | -57,721 | -24,573 | -21,810 |
| Cash Paid For Loan Advances | -21,699 | -27,327 | -20,751 | -16,270 | -3,727 | 42,158 | -40,445 | -72,504 |
| Cash Paid For Purchase Of Fixed Assets | -742.00 | -981.00 | -792.00 | -410.00 | -270.00 | -542.00 | -303.00 | -393.00 |
| Cash Paid For Purchase Of Investments | - | -11,469 | -12,165 | -14,113 | - | - | -5,996 | -8,361 |
| Cash Paid For Redemption Of Debentures | - | - | - | - | -307.00 | - | - | - |
| Cash Paid For Repayment Of Borrowings | -8,536 | -280.00 | -1,764 | -1,413 | -49,515 | -402.00 | -718.00 | - |
| Cash Paid Towards Cwip | - | - | - | - | - | - | - | - |
| Cash Receipts From Deposits | - | 266,230 | 217,382 | 197,063 | 162,846 | 105,311 | 227,558 | 200,689 |
| Cash Received From Borrowings | - | 3,034 | 7,178 | 9,804 | - | 14,135 | 34,413 | - |
| Cash Received From Issue Of Shares | 2,882 | 17.00 | 5,088 | - | 14,880 | 11,864 | 95.00 | 142.00 |
| Cash Received From Sale Of Fixed Assets | 20.00 | 19.00 | 52.00 | 12.00 | 11.00 | 7.00 | 6.00 | 9.00 |
| Cash Received From Sale Of Investments | 9,249 | - | - | - | 651.00 | 14,727 | - | - |
| Change In Other Working Capital Items | 3,507 | -16,818 | -27,850 | 701.00 | -3,100 | 18,880 | -17,026 | -12,996 |
| Change In Working Capital | -1.00 | 4,702 | -28,281 | 18,648 | 50,708 | -61,208 | -30,602 | -27,669 |
| Direct Taxes Paid | -58.00 | -377.00 | -67.00 | -99.00 | -801.00 | -566.00 | -2,613 | -2,294 |
| Dividends Paid | - | - | - | - | - | -463.00 | -622.00 | -549.00 |
| Net Cash Flow | 9,262 | -38.00 | -27,392 | 17,423 | 20,895 | -18,555 | 2,231 | 5,199 |
| Operating Deposits | 18,190 | 48,847 | 20,320 | 34,217 | 57,535 | -122,247 | 26,869 | 57,831 |
| Other Cash Financing Items Paid | 3.00 | - | 948.00 | - | - | -95.00 | -128.00 | 36,155 |
| Other Cash Investing Items Paid | - | -22.00 | -122.00 | -55.00 | 49.00 | -64.00 | 59.00 | 7.00 |
| Profit From Operations | 6,446 | 5,320 | 2,532 | 5,049 | 5,489 | 4,052 | 8,642 | 8,153 |
🧾 Shareholding Pattern
| Nse Code | Date | Promoters | Fii | Dii | Public | Others |
|---|---|---|---|---|---|---|
| Yesbank | 2025-09-30 | - | 44.95 | 20.79 | 34.24 | 0.00 |
| Yesbank | 2025-06-30 | - | 24.95 | 40.26 | 34.79 | 0.00 |
| Yesbank | 2025-03-31 | - | 26.88 | 39.52 | 33.60 | 0.00 |
| Yesbank | 2024-12-31 | - | 26.74 | 38.84 | 34.42 | 0.00 |
💬
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