Kfin Technologies Ltd
KFINTECH
Miscellaneous
₹ 1,112
Price
₹ 19,159
Market Cap
Mid Cap
55.41
P/E Ratio
📊 Score Snapshot
1.61 / 25
Performance
23.26 / 25
Valuation
0.0 / 20
Growth
7.0 / 30
Profitability
31.87 / 100
Avoid
🏢 Company Overview
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🤖 CARL Insights
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📈 Net Profit (Yearly)
📊 Sales (Yearly)
📉 Quarterly Sales Trend
📉 Quarterly Net Profit
📈 Yearly Ratios
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|
| Adj Cash EBITDA | 495.26 | 370.64 | 289.49 | 290.92 | 206.95 | 130.26 | 82.33 |
| Adj Cash EBITDA Margin | 47.26 | 45.76 | 40.89 | 46.03 | 45.48 | 29.21 | 49.01 |
| Adj Cash EBITDA To EBITDA | 1.00 | 0.95 | 0.92 | 0.99 | 0.95 | 0.79 | 1.22 |
| Adj Cash EPS | 20.05 | 13.28 | 10.03 | - | - | - | - |
| Adj Cash PAT | 345.46 | 227.01 | 169.92 | 146.10 | -75.10 | -28.97 | 23.99 |
| Adj Cash PAT To PAT | 0.99 | 0.92 | 0.87 | 0.98 | 1.15 | -5.76 | 2.67 |
| Adj Cash PE | 53.81 | 48.81 | 27.94 | - | - | - | - |
| Adj EPS | 20.17 | 14.39 | 11.57 | - | - | - | - |
| Adj EV To Cash EBITDA | 34.72 | 28.94 | 15.86 | - | - | - | - |
| Adj EV To EBITDA | 34.58 | 27.53 | 14.55 | - | - | - | - |
| Adj Number Of Shares | 17.23 | 17.10 | 16.94 | - | - | - | - |
| Adj PE | 53.49 | 45.04 | 24.23 | - | - | - | - |
| Adj Peg | 1.33 | 1.85 | - | - | - | - | - |
| Bvps | 81.72 | 66.73 | 51.36 | - | - | - | - |
| Cash Conversion Cycle | 64.00 | 66.00 | 64.00 | 64.00 | 84.00 | 72.00 | 198.00 |
| Cash ROCE | 22.46 | 17.24 | 16.37 | 16.93 | -7.18 | 7.88 | - |
| Cash Roic | 36.11 | 21.70 | 17.13 | 16.87 | -6.42 | 7.85 | - |
| Cash Revenue | 1,048 | 810.00 | 708.00 | 632.00 | 455.00 | 446.00 | 168.00 |
| Cash Revenue To Revenue | 0.96 | 0.97 | 0.98 | 0.99 | 0.95 | 0.99 | 1.04 |
| Dso | 64.00 | 66.00 | 64.00 | 64.00 | 84.00 | 72.00 | 198.00 |
| Dividend Yield | 0.73 | 0.89 | - | - | - | - | - |
| EV | 17,197 | 10,727 | 4,591 | - | - | - | - |
| EV To EBITDA | 35.99 | 27.53 | 14.55 | - | - | - | - |
| EV To Fcff | 60.67 | 62.11 | 33.59 | - | - | - | - |
| Fcfe | 322.46 | 183.01 | 141.92 | -260.90 | -39.10 | 40.03 | -372.01 |
| Fcfe Margin | 30.77 | 22.59 | 20.05 | -41.28 | -8.59 | 8.98 | -221.43 |
| Fcfe To Adj PAT | 0.93 | 0.74 | 0.72 | -1.75 | 0.60 | 7.96 | -41.38 |
| Fcff | 283.47 | 172.72 | 136.68 | 125.33 | -50.97 | 68.63 | -749.07 |
| Fcff Margin | 27.05 | 21.32 | 19.31 | 19.83 | -11.20 | 15.39 | -445.88 |
| Fcff To NOPAT | 0.92 | 0.74 | 0.72 | 0.68 | 0.47 | 3.89 | -37.59 |
| Market Cap | 17,782 | 11,080 | 4,747 | - | - | - | - |
| PB | 12.63 | 9.71 | 5.46 | - | - | - | - |
| PE | 53.39 | 45.03 | 24.22 | - | - | - | - |
| Peg | 1.56 | 1.85 | - | - | - | - | - |
| PS | 16.30 | 13.22 | 6.59 | - | - | - | - |
| ROCE | 24.35 | 22.83 | 22.27 | 24.50 | -14.66 | 2.14 | - |
| ROE | 27.26 | 24.47 | 23.93 | 26.76 | -17.20 | 1.08 | - |
| Roic | 39.30 | 29.49 | 23.89 | 24.67 | -13.72 | 2.02 | - |
| Share Price | 1,032 | 647.95 | 280.25 | - | - | - | - |
📊 Quarterly Results
| Metric | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 309.00 | 274.00 | 283.00 | 290.00 | 280.00 | 238.00 | 228.00 | 219.00 | 209.00 | 182.00 | 183.00 | 188.00 | 180.00 | 169.00 |
| Interest | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Expenses - | 174.00 | 160.00 | 160.00 | 159.00 | 154.00 | 138.00 | 125.00 | 121.00 | 116.00 | 112.00 | 99.00 | 107.00 | 109.00 | 106.00 |
| Other Income - | 10.77 | 10.03 | 10.00 | 9.09 | 10.55 | 8.09 | 6.60 | 6.44 | 6.30 | 5.32 | 6.24 | 6.26 | 2.39 | 2.60 |
| Depreciation | 18.00 | 18.00 | 17.00 | 16.00 | 17.00 | 15.00 | 15.00 | 13.00 | 13.00 | 12.00 | 11.00 | 13.00 | 11.00 | 11.00 |
| Profit Before Tax | 127.00 | 105.00 | 114.00 | 122.00 | 119.00 | 92.00 | 94.00 | 89.00 | 84.00 | 60.00 | 76.00 | 71.00 | 60.00 | 51.00 |
| Tax % | 26.77 | 26.67 | 25.44 | 26.23 | 25.21 | 26.09 | 21.28 | 24.72 | 27.38 | 28.33 | 25.00 | 25.35 | 20.00 | 27.45 |
| Net Profit - | 93.00 | 77.00 | 85.00 | 90.00 | 89.00 | 68.00 | 74.00 | 67.00 | 61.00 | 43.00 | 57.00 | 53.00 | 48.00 | 37.00 |
| Profit Excl Exceptional | 93.00 | 77.00 | 85.00 | 90.00 | 89.00 | 68.00 | 74.00 | 67.00 | 61.00 | 43.00 | 57.00 | 53.00 | 48.00 | 37.00 |
| Profit For PE | 93.00 | 77.00 | 85.00 | 90.00 | 89.00 | 68.00 | 74.00 | 67.00 | 61.00 | 43.00 | 57.00 | 53.00 | 48.00 | 37.00 |
| Profit For EPS | 93.00 | 77.00 | 85.00 | 90.00 | 89.00 | 68.00 | 74.00 | 67.00 | 61.00 | 43.00 | 57.00 | 53.00 | 48.00 | 37.00 |
| EPS In Rs | 5.42 | 4.49 | 4.94 | 5.25 | 5.21 | 3.97 | 4.36 | 3.92 | 3.61 | 2.55 | 3.37 | 3.19 | 2.86 | 2.23 |
| PAT Margin % | 30.10 | 28.10 | 30.04 | 31.03 | 31.79 | 28.57 | 32.46 | 30.59 | 29.19 | 23.63 | 31.15 | 28.19 | 26.67 | 21.89 |
| PBT Margin | 41.10 | 38.32 | 40.28 | 42.07 | 42.50 | 38.66 | 41.23 | 40.64 | 40.19 | 32.97 | 41.53 | 37.77 | 33.33 | 30.18 |
| Tax | 34.00 | 28.00 | 29.00 | 32.00 | 30.00 | 24.00 | 20.00 | 22.00 | 23.00 | 17.00 | 19.00 | 18.00 | 12.00 | 14.00 |
| Yoy Profit Growth % | 4.00 | 14.00 | 14.00 | 35.00 | 46.00 | 57.00 | 31.00 | 25.00 | 28.00 | 16.00 | 12.00 | 79.00 | - | - |
| Adj Ebit | 127.77 | 106.03 | 116.00 | 124.09 | 119.55 | 93.09 | 94.60 | 91.44 | 86.30 | 63.32 | 79.24 | 74.26 | 62.39 | 54.60 |
| Adj EBITDA | 145.77 | 124.03 | 133.00 | 140.09 | 136.55 | 108.09 | 109.60 | 104.44 | 99.30 | 75.32 | 90.24 | 87.26 | 73.39 | 65.60 |
| Adj EBITDA Margin | 47.17 | 45.27 | 47.00 | 48.31 | 48.77 | 45.42 | 48.07 | 47.69 | 47.51 | 41.38 | 49.31 | 46.41 | 40.77 | 38.82 |
| Adj Ebit Margin | 41.35 | 38.70 | 40.99 | 42.79 | 42.70 | 39.11 | 41.49 | 41.75 | 41.29 | 34.79 | 43.30 | 39.50 | 34.66 | 32.31 |
| Adj PAT | 93.00 | 77.00 | 85.00 | 90.00 | 89.00 | 68.00 | 74.00 | 67.00 | 61.00 | 43.00 | 57.00 | 53.00 | 48.00 | 37.00 |
| Adj PAT Margin | 30.10 | 28.10 | 30.04 | 31.03 | 31.79 | 28.57 | 32.46 | 30.59 | 29.19 | 23.63 | 31.15 | 28.19 | 26.67 | 21.89 |
| Ebit | 127.77 | 106.03 | 116.00 | 124.09 | 119.55 | 93.09 | 94.60 | 91.44 | 86.30 | 63.32 | 79.24 | 74.26 | 62.39 | 54.60 |
| EBITDA | 145.77 | 124.03 | 133.00 | 140.09 | 136.55 | 108.09 | 109.60 | 104.44 | 99.30 | 75.32 | 90.24 | 87.26 | 73.39 | 65.60 |
| EBITDA Margin | 47.17 | 45.27 | 47.00 | 48.31 | 48.77 | 45.42 | 48.07 | 47.69 | 47.51 | 41.38 | 49.31 | 46.41 | 40.77 | 38.82 |
| Ebit Margin | 41.35 | 38.70 | 40.99 | 42.79 | 42.70 | 39.11 | 41.49 | 41.75 | 41.29 | 34.79 | 43.30 | 39.50 | 34.66 | 32.31 |
| NOPAT | 85.68 | 70.40 | 79.03 | 84.84 | 81.52 | 62.82 | 69.27 | 63.99 | 58.10 | 41.57 | 54.75 | 50.76 | 48.00 | 37.73 |
| NOPAT Margin | 27.73 | 25.69 | 27.93 | 29.26 | 29.11 | 26.39 | 30.38 | 29.22 | 27.80 | 22.84 | 29.92 | 27.00 | 26.67 | 22.33 |
| Operating Profit | 117.00 | 96.00 | 106.00 | 115.00 | 109.00 | 85.00 | 88.00 | 85.00 | 80.00 | 58.00 | 73.00 | 68.00 | 60.00 | 52.00 |
| Operating Profit Margin | 37.86 | 35.04 | 37.46 | 39.66 | 38.93 | 35.71 | 38.60 | 38.81 | 38.28 | 31.87 | 39.89 | 36.17 | 33.33 | 30.77 |
💰 Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|
| Sales | 1,091 | 838.00 | 720.00 | 640.00 | 481.00 | 450.00 | 162.00 |
| Interest | 5.00 | 9.00 | 11.00 | 53.00 | 52.00 | 53.00 | 20.00 |
| Expenses - | 612.00 | 473.00 | 422.00 | 352.00 | 269.00 | 291.00 | 97.00 |
| Other Income - | 18.26 | 24.64 | 17.49 | 5.92 | 4.95 | 5.26 | 2.33 |
| Exceptional Items | 19.46 | 0.01 | -0.10 | 0.14 | 0.10 | 0.13 | -0.01 |
| Depreciation | 64.00 | 53.00 | 47.00 | 37.00 | 98.00 | 92.00 | 34.00 |
| Profit Before Tax | 448.00 | 327.00 | 258.00 | 204.00 | 68.00 | 19.00 | 14.00 |
| Tax % | 25.67 | 24.77 | 24.03 | 26.96 | 195.59 | 73.68 | 35.71 |
| Net Profit - | 333.00 | 246.00 | 196.00 | 149.00 | -65.00 | 5.00 | 9.00 |
| Exceptional Items At | 14.00 | - | - | - | - | - | - |
| Profit Excl Exceptional | 318.00 | 246.00 | 196.00 | 148.00 | -64.00 | 4.00 | 9.00 |
| Profit For PE | 318.00 | 246.00 | 196.00 | 148.00 | -64.00 | 4.00 | 9.00 |
| Profit For EPS | 333.00 | 246.00 | 196.00 | 149.00 | -65.00 | 5.00 | 9.00 |
| EPS In Rs | 19.33 | 14.39 | 11.57 | - | - | - | - |
| Dividend Payout % | 39.00 | 40.00 | - | - | - | - | - |
| PAT Margin % | 30.52 | 29.36 | 27.22 | 23.28 | -13.51 | 1.11 | 5.56 |
| PBT Margin | 41.06 | 39.02 | 35.83 | 31.87 | 14.14 | 4.22 | 8.64 |
| Tax | 115.00 | 81.00 | 62.00 | 55.00 | 133.00 | 14.00 | 5.00 |
| Adj Ebit | 433.26 | 336.64 | 268.49 | 256.92 | 118.95 | 72.26 | 33.33 |
| Adj EBITDA | 497.26 | 389.64 | 315.49 | 293.92 | 216.95 | 164.26 | 67.33 |
| Adj EBITDA Margin | 45.58 | 46.50 | 43.82 | 45.93 | 45.10 | 36.50 | 41.56 |
| Adj Ebit Margin | 39.71 | 40.17 | 37.29 | 40.14 | 24.73 | 16.06 | 20.57 |
| Adj PAT | 347.46 | 246.01 | 195.92 | 149.10 | -65.10 | 5.03 | 8.99 |
| Adj PAT Margin | 31.85 | 29.36 | 27.21 | 23.30 | -13.53 | 1.12 | 5.55 |
| Ebit | 413.80 | 336.63 | 268.59 | 256.78 | 118.85 | 72.13 | 33.34 |
| EBITDA | 477.80 | 389.63 | 315.59 | 293.78 | 216.85 | 164.13 | 67.34 |
| EBITDA Margin | 43.79 | 46.50 | 43.83 | 45.90 | 45.08 | 36.47 | 41.57 |
| Ebit Margin | 37.93 | 40.17 | 37.30 | 40.12 | 24.71 | 16.03 | 20.58 |
| NOPAT | 308.47 | 234.72 | 190.68 | 183.33 | -108.97 | 17.63 | 19.93 |
| NOPAT Margin | 28.27 | 28.01 | 26.48 | 28.65 | -22.65 | 3.92 | 12.30 |
| Operating Profit | 415.00 | 312.00 | 251.00 | 251.00 | 114.00 | 67.00 | 31.00 |
| Operating Profit Margin | 38.04 | 37.23 | 34.86 | 39.22 | 23.70 | 14.89 | 19.14 |
🏦 Balance Sheet
| Metric | Mar 2025 | Mar 2024 | Sep 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Accumulated Depreciation | 386.00 | 342.00 | - | 291.00 | 255.00 | 219.00 | 122.00 | 34.00 |
| Advance From Customers | 2.00 | 2.00 | - | 2.00 | 4.00 | 3.00 | 3.00 | 3.00 |
| Average Capital Employed | 1,322 | 1,110 | - | 916.00 | 766.00 | 775.50 | 888.50 | - |
| Average Invested Capital | 785.00 | 796.00 | - | 798.00 | 743.00 | 794.50 | 874.50 | - |
| Average Total Assets | 1,584 | 1,334 | - | 1,138 | 974.50 | 895.50 | 945.00 | - |
| Average Total Equity | 1,274 | 1,006 | - | 818.75 | 557.25 | 378.50 | 464.50 | - |
| Cwip | 29.00 | 37.00 | 2.00 | 40.00 | 35.00 | 3.00 | - | - |
| Capital Employed | 1,455 | 1,190 | 1,177 | 1,029 | 803.00 | 729.00 | 822.00 | 955.00 |
| Cash Equivalents | 170.00 | 252.00 | 52.00 | 87.00 | 45.00 | 23.00 | 18.00 | 54.00 |
| Fixed Assets | 803.00 | 764.00 | 781.00 | 691.00 | 669.00 | 630.00 | 691.00 | 732.00 |
| Gross Block | 1,189 | 1,106 | - | 982.00 | 924.00 | 849.00 | 814.00 | 766.00 |
| Invested Capital | 803.00 | 767.00 | 967.00 | 825.00 | 771.00 | 715.00 | 874.00 | 875.00 |
| Investments | 462.00 | 150.00 | 325.00 | 229.00 | 93.00 | 95.00 | 14.00 | 112.00 |
| Lease Liabilities | 46.53 | 48.67 | 53.00 | 29.77 | 37.15 | 36.39 | 37.80 | 28.88 |
| Loans N Advances | 19.00 | 22.00 | - | 16.00 | 9.00 | 8.00 | 6.00 | 2.00 |
| Long Term Borrowings | - | - | - | - | 122.51 | 293.89 | 343.31 | 372.87 |
| Net Debt | -585.00 | -353.00 | -190.00 | -156.00 | 22.00 | 265.00 | 381.00 | 269.00 |
| Net Working Capital | -29.00 | -34.00 | 184.00 | 94.00 | 67.00 | 82.00 | 183.00 | 143.00 |
| Other Asset Items | 73.00 | 42.00 | 88.00 | 61.00 | 64.00 | 53.00 | 52.00 | 34.00 |
| Other Borrowings | -0.01 | -0.01 | - | - | - | - | 32.00 | 15.99 |
| Other Liability Items | 226.00 | 191.00 | 202.00 | 193.00 | 193.00 | 166.00 | 23.00 | 42.00 |
| Reserves | 1,236 | 970.00 | 819.00 | 701.00 | 599.51 | 196.00 | 259.00 | 353.00 |
| Share Capital | 172.00 | 171.00 | 170.00 | 169.00 | 168.00 | 151.00 | 151.00 | 166.00 |
| Short Term Borrowings | - | - | 134.00 | 130.07 | - | 52.24 | 0.13 | 17.14 |
| Short Term Loans And Advances | - | - | - | - | - | 1.00 | 1.00 | - |
| Total Assets | 1,750 | 1,418 | 1,417 | 1,250 | 1,026 | 923.00 | 868.00 | 1,022 |
| Total Borrowings | 47.00 | 49.00 | 187.00 | 160.00 | 160.00 | 383.00 | 413.00 | 435.00 |
| Total Equity | 1,408 | 1,141 | 989.00 | 870.00 | 767.51 | 347.00 | 410.00 | 519.00 |
| Total Equity And Liabilities | 1,750 | 1,418 | 1,417 | 1,250 | 1,026 | 923.00 | 868.00 | 1,022 |
| Total Liabilities | 342.00 | 277.00 | 428.00 | 380.00 | 258.49 | 576.00 | 458.00 | 503.00 |
| Trade Payables | 67.00 | 35.00 | 38.00 | 26.00 | 26.00 | 25.00 | 20.00 | 22.00 |
| Trade Receivables | 193.00 | 152.00 | 336.00 | 254.00 | 226.00 | 222.00 | 176.00 | 176.00 |
💵 Cash Flows
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|
| Cash From Financing Activity | -95.00 | -127.00 | 7.00 | -115.00 | -89.00 | -206.00 | 775.00 |
| Cash From Investing Activity | -322.00 | -178.00 | -204.00 | -115.00 | -104.00 | 94.00 | -816.00 |
| Cash From Operating Activity | 399.00 | 289.00 | 223.00 | 253.00 | 205.00 | 101.00 | 63.00 |
| Cash Paid For Acquisition Of Companies | - | -11.00 | - | -24.00 | - | - | -813.00 |
| Cash Paid For Investment In Subsidaries And Associates | -1.00 | - | -6.00 | - | - | - | - |
| Cash Paid For Loan Advances | - | - | - | - | - | -1.00 | 8.00 |
| Cash Paid For Purchase Of Fixed Assets | -86.00 | -85.00 | -70.00 | -68.00 | -30.00 | -7.00 | -5.00 |
| Cash Paid For Purchase Of Investments | -298.00 | - | -129.00 | -32.00 | -82.00 | - | -39.00 |
| Cash Paid For Redemption And Cancellation Of Shares | 6.00 | - | - | - | - | - | - |
| Cash Paid For Redemption Of Debentures | - | - | - | -352.00 | -32.00 | -16.00 | -12.00 |
| Cash Paid For Repayment Of Borrowings | - | -1.00 | - | - | - | - | - |
| Cash Received From Issue Of Debentures | - | - | - | - | - | - | 400.00 |
| Cash Received From Issue Of Shares | 18.00 | 22.00 | 21.00 | 310.00 | - | - | 413.00 |
| Cash Received From Sale Of Fixed Assets | - | - | 1.00 | - | - | - | - |
| Cash Received From Sale Of Investments | - | 76.00 | - | 4.00 | - | 98.00 | - |
| Change In Other Working Capital Items | 9.00 | -1.00 | -14.00 | 9.00 | 12.00 | -27.00 | 10.00 |
| Change In Payables | 32.00 | 9.00 | 1.00 | -4.00 | 4.00 | -1.00 | -9.00 |
| Change In Receivables | -43.00 | -28.00 | -12.00 | -8.00 | -26.00 | -4.00 | 6.00 |
| Change In Working Capital | -2.00 | -19.00 | -26.00 | -3.00 | -10.00 | -34.00 | 15.00 |
| Direct Taxes Paid | -94.00 | -66.00 | -56.00 | -50.00 | -3.00 | -30.00 | -18.00 |
| Dividends Paid | -99.00 | - | - | - | - | - | - |
| Dividends Received | 3.00 | 17.00 | 9.00 | 5.00 | 2.00 | 3.00 | 1.00 |
| Interest Paid | -4.00 | -4.00 | -3.00 | -39.00 | -46.00 | -65.00 | -1.00 |
| Interest Received | 14.00 | 2.00 | 7.00 | - | - | 1.00 | 1.00 |
| Net Cash Flow | -18.00 | -15.00 | 27.00 | 22.00 | 11.00 | -11.00 | 23.00 |
| Operating Deposits | 10.00 | - | - | - | - | - | - |
| Other Cash Financing Items Paid | -11.00 | -144.00 | -11.00 | -34.00 | -12.00 | -125.00 | -25.00 |
| Other Cash Investing Items Paid | 39.00 | -177.00 | -14.00 | - | 6.00 | -1.00 | 39.00 |
| Profit From Operations | 496.00 | 374.00 | 305.00 | 306.00 | 217.00 | 165.00 | 66.00 |
🧾 Shareholding Pattern
| Nse Code | Date | Promoters | Fii | Dii | Public | Others |
|---|---|---|---|---|---|---|
| Kfintech | 2025-09-30 | - | 25.53 | 24.81 | 26.76 | 0.00 |
| Kfintech | 2025-06-30 | - | 27.81 | 23.71 | 25.59 | 0.00 |
| Kfintech | 2025-03-31 | - | 22.56 | 20.37 | 24.15 | 0.00 |
| Kfintech | 2024-12-31 | - | 25.40 | 19.42 | 22.22 | 0.00 |
💬
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