Jio Financial Services Ltd
JIOFIN
Finance
₹ 311.20
Price
₹ 197,714
Market Cap
Large Cap
123.38
P/E Ratio
📊 Score Snapshot
0.64 / 25
Performance
11.4 / 25
Valuation
0.0 / 20
Growth
7.0 / 30
Profitability
19.03 / 100
Avoid
🏢 Company Overview
⏳ Loading company overview...
🤖 CARL Insights
⏳ Loading CARL insights...
📈 Net Profit (Yearly)
📊 Sales (Yearly)
📉 Quarterly Sales Trend
📉 Quarterly Net Profit
📈 Yearly Ratios
| Metric | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Adj Cash EPS | -12.72 | 2.21 | - |
| Adj Cash PAT | -8,078 | 1,401 | 2,048 |
| Adj Cash PAT To PAT | -5.01 | 0.87 | 54.87 |
| Adj Cash PE | - | 168.99 | - |
| Adj EPS | 2.54 | 2.53 | - |
| Adj Number Of Shares | 635.04 | 634.39 | - |
| Adj PE | 90.72 | 147.51 | - |
| Adj Peg | 229.52 | - | - |
| Bvps | 194.47 | 219.34 | - |
| Cash Conversion Cycle | 3.00 | 3.00 | 113.00 |
| Cash Revenue | 2,045 | 1,789 | 45.00 |
| Cash Revenue To Revenue | 1.00 | 0.96 | 1.00 |
| Dso | 3.00 | 3.00 | 113.00 |
| Dividend Yield | 0.22 | - | - |
| Fcfe | -4,557 | 673.00 | 2,048 |
| Fcfe Margin | -222.84 | 37.62 | 4,552 |
| Fcfe To Adj PAT | -2.83 | 0.42 | 54.87 |
| Market Cap | 146,326 | 236,754 | - |
| PB | 1.18 | 1.70 | - |
| PE | 90.72 | 147.51 | - |
| Peg | 229.52 | - | - |
| PS | 71.62 | 127.63 | - |
| ROE | 1.23 | 1.27 | - |
| Share Price | 230.42 | 373.20 | - |
📊 Quarterly Results
| Metric | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 981.00 | 612.00 | 493.00 | 438.00 | 694.00 | 418.00 | 418.00 | 414.00 | 608.00 | 414.00 |
| Interest | 136.00 | 99.00 | 8.00 | - | - | - | - | - | - | 10.00 |
| Expenses - | 293.00 | 156.00 | 155.00 | 125.00 | 140.00 | 74.00 | 98.00 | 94.00 | 66.00 | 38.00 |
| Other Income - | 238.00 | 38.45 | 71.23 | 69.62 | 226.06 | 61.92 | 77.69 | 66.83 | 217.82 | 66.98 |
| Exceptional Items | - | 28.57 | - | - | - | - | - | - | - | - |
| Depreciation | 8.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Profit Before Tax | 783.00 | 419.00 | 396.00 | 377.00 | 773.00 | 400.00 | 393.00 | 381.00 | 754.00 | 427.00 |
| Tax % | 11.24 | 22.43 | 20.20 | 21.75 | 10.87 | 21.75 | 20.87 | 22.83 | 11.41 | 22.25 |
| Net Profit - | 695.00 | 325.00 | 316.00 | 295.00 | 689.00 | 313.00 | 311.00 | 294.00 | 668.00 | 332.00 |
| Exceptional Items At | - | 22.00 | - | - | - | - | - | - | - | - |
| Profit Excl Exceptional | 695.00 | 303.00 | 316.00 | 295.00 | 689.00 | 313.00 | 311.00 | 294.00 | 668.00 | 332.00 |
| Profit For PE | 695.00 | 303.00 | 316.00 | 295.00 | 689.00 | 313.00 | 311.00 | 294.00 | 668.00 | 332.00 |
| Profit For EPS | 695.00 | 325.00 | 316.00 | 295.00 | 689.00 | 313.00 | 311.00 | 294.00 | 668.00 | 332.00 |
| EPS In Rs | 1.09 | 0.51 | 0.50 | 0.46 | 1.08 | 0.49 | 0.49 | 0.46 | 1.05 | - |
| PAT Margin % | 70.85 | 53.10 | 64.10 | 67.35 | 99.28 | 74.88 | 74.40 | 71.01 | 109.87 | 80.19 |
| PBT Margin | 79.82 | 68.46 | 80.32 | 86.07 | 111.38 | 95.69 | 94.02 | 92.03 | 124.01 | 103.14 |
| Tax | 88.00 | 94.00 | 80.00 | 82.00 | 84.00 | 87.00 | 82.00 | 87.00 | 86.00 | 95.00 |
| Yoy Profit Growth % | 1.00 | -3.00 | 2.00 | - | 3.00 | -6.00 | - | - | - | - |
| Adj PAT | 695.00 | 347.16 | 316.00 | 295.00 | 689.00 | 313.00 | 311.00 | 294.00 | 668.00 | 332.00 |
| Adj PAT Margin | 70.85 | 56.73 | 64.10 | 67.35 | 99.28 | 74.88 | 74.40 | 71.01 | 109.87 | 80.19 |
💰 Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Sales | 2,043 | 1,855 | 45.00 |
| Interest | 8.00 | 10.00 | - |
| Expenses - | 495.00 | 296.00 | 6.00 |
| Other Income - | 429.00 | 429.00 | - |
| Exceptional Items | - | - | 10.00 |
| Depreciation | 23.00 | 22.00 | - |
| Profit Before Tax | 1,947 | 1,956 | 49.00 |
| Tax % | 17.15 | 17.94 | 36.73 |
| Net Profit - | 1,613 | 1,605 | 31.00 |
| Exceptional Items At | - | - | 6.00 |
| Profit Excl Exceptional | 1,613 | 1,605 | 25.00 |
| Profit For PE | 1,613 | 1,605 | 25.00 |
| Profit For EPS | 1,613 | 1,605 | 31.00 |
| EPS In Rs | 2.54 | 2.53 | - |
| Dividend Payout % | 20.00 | - | - |
| PAT Margin % | 78.95 | 86.52 | 68.89 |
| PBT Margin | 95.30 | 105.44 | 108.89 |
| Tax | 334.00 | 351.00 | 18.00 |
| Adj PAT | 1,613 | 1,605 | 37.33 |
| Adj PAT Margin | 78.95 | 86.52 | 82.96 |
🏦 Balance Sheet
| Metric | Sep 2025 | Mar 2025 | Sep 2024 | Mar 2024 | Sep 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Accumulated Depreciation | - | - | - | 69.00 | - | 47.00 |
| Average Total Assets | 148,337 | 139,186 | 131,910 | 129,896 | - | - |
| Average Total Equity | 135,942 | 131,322 | 126,388 | 126,634 | - | - |
| Cwip | 14.00 | 7.00 | - | 3.00 | - | 38.00 |
| Cash Equivalents | 810.00 | 4,072 | 5,132 | 10,960 | 6,255 | 6,044 |
| Fixed Assets | 350.00 | 188.00 | 171.00 | 172.00 | 186.00 | 158.00 |
| Gross Block | - | - | - | 240.00 | - | 205.00 |
| Investments | 135,984 | 118,910 | 137,439 | 133,292 | 112,490 | 108,141 |
| Loans N Advances | 14,712 | 10,053 | 1,206 | 86.00 | - | 84.00 |
| Long Term Borrowings | 10,506 | 3,970 | - | - | - | - |
| Net Debt | -126,288 | -119,012 | -142,571 | -144,252 | -118,745 | -113,442 |
| Other Asset Items | 549.00 | 265.00 | 248.00 | 335.00 | 636.00 | 451.00 |
| Other Borrowings | - | - | - | - | - | 743.00 |
| Other Liability Items | 7,120 | 6,010 | 7,040 | 5,699 | 3,955 | 50.00 |
| Reserves | 128,386 | 117,143 | 130,791 | 132,794 | 109,278 | 114,118 |
| Share Capital | 6,353 | 6,353 | 6,353 | 6,353 | 6,353 | 2.00 |
| Total Assets | 152,452 | 133,510 | 144,222 | 144,863 | 119,598 | 114,930 |
| Total Borrowings | 10,506 | 3,970 | - | - | - | 743.00 |
| Total Equity | 134,739 | 123,496 | 137,144 | 139,147 | 115,631 | 114,120 |
| Total Equity And Liabilities | 152,452 | 133,510 | 144,222 | 144,863 | 119,598 | 114,930 |
| Total Liabilities | 17,713 | 10,014 | 7,078 | 5,716 | 3,967 | 810.00 |
| Trade Payables | 87.00 | 33.00 | 39.00 | 16.00 | 12.00 | 16.00 |
| Trade Receivables | 34.00 | 15.00 | 27.00 | 14.00 | 62.00 | 28.00 |
💵 Cash Flows
| Metric | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Cash From Financing Activity | 3,962 | -753.00 | -889.00 |
| Cash From Investing Activity | 6,406 | 1,441 | -1,110 |
| Cash From Operating Activity | -10,083 | -678.00 | 2,055 |
| Cash Paid For Investment In Subsidaries And Associates | -428.00 | -6.00 | - |
| Cash Paid For Loan Advances | -9,875 | - | - |
| Cash Paid For Purchase Of Fixed Assets | -42.00 | -1.00 | - |
| Cash Paid For Purchase Of Investments | -28,924 | -17,049 | -3,471 |
| Cash Paid For Repayment Of Borrowings | - | -743.00 | - |
| Cash Receipts From Deposits | - | -59.00 | - |
| Cash Received From Borrowings | 3,968 | - | - |
| Cash Received From Sale Of Investments | 27,427 | 21,882 | 2,304 |
| Change In Other Working Capital Items | -109.00 | -175.00 | 2,011 |
| Change In Payables | 291.00 | 96.00 | - |
| Change In Receivables | 2.00 | -66.00 | - |
| Change In Working Capital | -9,691 | -204.00 | 2,011 |
| Direct Taxes Paid | -280.00 | -335.00 | - |
| Dividends Paid | - | - | -889.00 |
| Dividends Received | 403.00 | 217.00 | - |
| Interest Paid | -5.00 | -10.00 | - |
| Interest Received | 860.00 | 960.00 | - |
| Net Cash Flow | 285.00 | 11.00 | 56.00 |
| Operating Deposits | - | -59.00 | - |
| Other Cash Investing Items Paid | 7,110 | -4,562 | 56.00 |
| Other Cash Operating Items Paid | - | - | 8.00 |
| Profit From Operations | -112.00 | -139.00 | 36.00 |
🧾 Shareholding Pattern
| Nse Code | Date | Promoters | Fii | Dii | Public | Others |
|---|---|---|---|---|---|---|
| Jiofin | 2025-06-30 | - | 12.30 | 14.68 | 25.70 | 0.00 |
| Jiofin | 2025-03-31 | - | 11.66 | 14.21 | 26.83 | 0.00 |
| Jiofin | 2024-12-31 | - | 15.62 | 12.46 | 24.61 | 0.00 |
| Jiofin | 2024-09-30 | - | 16.88 | 11.39 | 24.46 | 0.00 |
💬
Stock Chat