Iifl Finance Ltd
IIFL
Finance
₹ 427.65
Price
₹ 18,171
Market Cap
Mid Cap
32.00
P/E Ratio
📊 Score Snapshot
8.01 / 25
Performance
25 / 25
Valuation
5.0 / 20
Growth
7.0 / 30
Profitability
45.01 / 100
Risky
🏢 Company Overview
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🤖 CARL Insights
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📈 Net Profit (Yearly)
📊 Sales (Yearly)
📉 Quarterly Sales Trend
📉 Quarterly Net Profit
📈 Yearly Ratios
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Adj Cash EPS | -142.74 | 60.92 | 16.36 | 42.39 | 36.96 | 47.88 | -26.65 | 31.42 |
| Adj Cash PAT | -5,866 | 2,793 | 799.52 | 1,789 | 1,556 | 2,014 | -944.74 | 1,340 |
| Adj Cash PAT To PAT | -59.29 | 1.40 | 0.50 | 1.50 | 2.05 | 4.00 | -1.09 | 1.31 |
| Adj Cash PE | - | 6.43 | 29.02 | 6.70 | 7.69 | 1.66 | - | 10.72 |
| Adj EPS | -2.35 | 41.93 | 35.52 | 28.20 | 18.04 | 11.96 | 24.46 | 22.42 |
| Adj Number Of Shares | 42.49 | 42.40 | 42.27 | 42.19 | 42.08 | 42.04 | 35.49 | 35.46 |
| Adj PE | 155.22 | 9.36 | 13.36 | 10.07 | 15.73 | 6.67 | 9.32 | 15.02 |
| Adj Peg | - | 0.52 | 0.51 | 0.18 | 0.31 | - | 1.02 | 0.97 |
| Bvps | 328.43 | 284.34 | 241.35 | 153.35 | 128.18 | 113.37 | 122.80 | 176.06 |
| Cash Revenue | 10,211 | 20,942 | 16,888 | 13,982 | 11,936 | 9,694 | 9,956 | 12,810 |
| Cash Revenue To Revenue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Dividend Yield | - | 0.96 | 0.75 | 1.09 | 0.95 | 2.55 | 2.15 | 1.33 |
| Fcfe | -1,276 | 8,953 | 3,960 | 4,816 | 6,244 | 2,350 | -771.74 | 5,458 |
| Fcfe Margin | -12.50 | 42.75 | 23.45 | 34.44 | 52.31 | 24.24 | -7.75 | 42.61 |
| Fcfe To Adj PAT | -12.90 | 4.50 | 2.46 | 4.05 | 8.21 | 4.66 | -0.89 | 5.35 |
| Market Cap | 13,805 | 16,511 | 20,041 | 11,963 | 11,962 | 3,346 | 7,405 | 11,942 |
| PB | 0.99 | 1.37 | 1.96 | 1.85 | 2.22 | 0.70 | 1.70 | 1.91 |
| PE | 36.42 | 9.36 | 13.36 | 10.07 | 15.74 | 6.67 | 9.32 | 15.02 |
| Peg | - | 0.54 | 0.51 | 0.18 | 0.31 | - | - | 0.97 |
| PS | 1.35 | 0.79 | 1.19 | 0.86 | 1.00 | 0.35 | 0.74 | 0.93 |
| ROE | 0.76 | 17.86 | 19.31 | 20.05 | 14.97 | 11.04 | 16.40 | 17.19 |
| Share Price | 324.90 | 389.42 | 474.12 | 283.54 | 284.27 | 79.60 | 208.66 | 336.77 |
📊 Quarterly Results
| Metric | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2,591 | 4,886 | 5,112 | 5,226 | 5,708 | 5,298 | 4,956 | 4,602 | 4,374 | 4,242 | 4,052 | 3,862 | 3,746 | 1,798 |
| Interest | 1,169 | 996.00 | 963.00 | 1,034 | 1,063 | 985.00 | 932.00 | 888.00 | 861.00 | 809.00 | 776.00 | 776.00 | 773.00 | 773.00 |
| Expenses - | 1,065 | 1,307 | 1,105 | 1,109 | 1,255 | 948.00 | 877.00 | 822.00 | 779.00 | 740.00 | 709.00 | 731.00 | 707.00 | 646.00 |
| Financing Profit | 357.00 | 140.00 | 488.00 | 470.00 | 536.00 | 715.00 | 670.00 | 591.00 | 547.00 | 571.00 | 541.00 | 424.00 | 393.00 | 379.00 |
| Financing Margin % | 13.78 | 2.87 | 9.55 | 8.99 | 9.39 | 13.50 | 13.52 | 12.84 | 12.51 | 13.46 | 13.35 | 10.98 | 10.49 | 21.08 |
| Other Income - | 3.10 | 6.39 | 4.69 | 11.99 | 68.32 | 45.83 | 57.21 | 69.34 | 88.66 | 23.61 | 25.14 | 44.42 | 60.40 | 45.46 |
| Exceptional Items | - | - | -586.50 | - | - | - | - | - | - | - | - | - | - | - |
| Depreciation | 51.00 | 46.00 | 46.00 | 46.00 | 50.00 | 45.00 | 43.00 | 42.00 | 42.00 | 39.00 | 37.00 | 34.00 | 33.00 | 30.00 |
| Profit Before Tax | 309.00 | 101.00 | -140.00 | 436.00 | 554.00 | 716.00 | 684.00 | 618.00 | 594.00 | 555.00 | 529.00 | 434.00 | 420.00 | 394.00 |
| Tax % | 18.77 | 18.81 | 33.57 | 22.48 | 22.20 | 23.88 | 23.10 | 23.46 | 22.90 | 23.78 | 24.95 | 23.96 | 23.57 | 21.32 |
| Net Profit - | 251.00 | 82.00 | -93.00 | 338.00 | 431.00 | 545.00 | 526.00 | 473.00 | 458.00 | 423.00 | 397.00 | 330.00 | 321.00 | 310.00 |
| Minority Share | -44.00 | -41.00 | -65.00 | -50.00 | -57.00 | -55.00 | -51.00 | -47.00 | -45.00 | -45.00 | -18.00 | - | - | - |
| Exceptional Items At | - | - | -459.00 | - | - | - | - | - | - | - | - | - | - | - |
| Profit For PE | 208.00 | 41.00 | 365.00 | 288.00 | 373.00 | 490.00 | 474.00 | 425.00 | 413.00 | 378.00 | 380.00 | 330.00 | 321.00 | 310.00 |
| Profit For EPS | 208.00 | 41.00 | -158.00 | 288.00 | 373.00 | 490.00 | 474.00 | 425.00 | 413.00 | 378.00 | 380.00 | 330.00 | 321.00 | 310.00 |
| EPS In Rs | 4.89 | 0.96 | -3.72 | 6.79 | 8.81 | 11.58 | 11.20 | 10.06 | 9.76 | 8.96 | 8.99 | 7.81 | 7.61 | 7.35 |
| PAT Margin % | 9.69 | 1.68 | -1.82 | 6.47 | 7.55 | 10.29 | 10.61 | 10.28 | 10.47 | 9.97 | 9.80 | 8.54 | 8.57 | 17.24 |
| PBT Margin | 11.93 | 2.07 | -2.74 | 8.34 | 9.71 | 13.51 | 13.80 | 13.43 | 13.58 | 13.08 | 13.06 | 11.24 | 11.21 | 21.91 |
| Tax | 58.00 | 19.00 | -47.00 | 98.00 | 123.00 | 171.00 | 158.00 | 145.00 | 136.00 | 132.00 | 132.00 | 104.00 | 99.00 | 84.00 |
| Yoy Profit Growth % | -44.00 | -92.00 | -23.00 | -32.00 | -10.00 | 30.00 | 25.00 | 29.00 | 29.00 | 22.00 | 30.00 | 24.00 | 30.00 | 15.00 |
| Adj PAT | 251.00 | 82.00 | -482.61 | 338.00 | 431.00 | 545.00 | 526.00 | 473.00 | 458.00 | 423.00 | 397.00 | 330.00 | 321.00 | 310.00 |
| Adj PAT Margin | 9.69 | 1.68 | -9.44 | 6.47 | 7.55 | 10.29 | 10.61 | 10.28 | 10.47 | 9.97 | 9.80 | 8.54 | 8.57 | 17.24 |
💰 Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 10,211 | 20,942 | 16,888 | 13,982 | 11,936 | 9,694 | 9,956 | 12,810 | 6,326 | 7,904 | 7,102 | 5,644 |
| Interest | 4,170 | 3,911 | 3,245 | 3,011 | 2,638 | 2,413 | 2,593 | 2,730 | 1,786 | 1,690 | 1,445 | 1,169 |
| Expenses - | 4,585 | 3,827 | 2,936 | 2,355 | 2,239 | 1,682 | 1,435 | 2,221 | 689.00 | 1,362 | 1,319 | 1,178 |
| Financing Profit | 1,456 | 2,734 | 2,263 | 1,625 | 1,090 | 752.00 | 950.00 | 1,454 | 689.00 | 900.00 | 787.00 | 475.00 |
| Financing Margin % | 14.26 | 13.06 | 13.40 | 11.62 | 9.13 | 7.76 | 9.54 | 11.35 | 10.89 | 11.39 | 11.08 | 8.42 |
| Other Income - | 26.00 | 1.00 | - | 30.00 | 21.00 | 79.00 | 107.00 | 61.00 | 375.00 | 11.00 | 13.00 | 15.00 |
| Exceptional Items | -586.00 | 18.00 | 2.00 | 2.00 | -1.00 | 1.00 | 104.00 | - | - | -2.00 | -17.00 | -3.00 |
| Depreciation | 189.00 | 181.00 | 153.00 | 122.00 | 106.00 | 106.00 | 32.00 | 67.00 | 16.00 | 66.00 | 59.00 | 68.00 |
| Profit Before Tax | 707.00 | 2,572 | 2,113 | 1,536 | 1,005 | 725.00 | 1,130 | 1,448 | 1,048 | 843.00 | 724.00 | 420.00 |
| Tax % | 18.25 | 23.25 | 23.90 | 22.66 | 24.28 | 30.62 | 29.56 | 29.49 | 21.56 | 34.16 | 34.25 | 30.71 |
| Net Profit - | 578.00 | 1,974 | 1,608 | 1,188 | 761.00 | 503.00 | 796.00 | 1,021 | 822.00 | 555.00 | 476.00 | 291.00 |
| Minority Share | -199.00 | -211.00 | -107.00 | - | -1.00 | -2.00 | -1.00 | -226.00 | -136.00 | -44.00 | -29.00 | -13.00 |
| Exceptional Items At | -289.00 | 14.00 | 2.00 | 1.00 | -1.00 | - | 74.00 | - | - | -1.00 | -10.00 | -2.00 |
| Profit For PE | 568.00 | 1,751 | 1,499 | 1,186 | 761.00 | 501.00 | 721.00 | 795.00 | 686.00 | 513.00 | 457.00 | 280.00 |
| Profit For EPS | 379.00 | 1,764 | 1,500 | 1,188 | 760.00 | 502.00 | 795.00 | 795.00 | 686.00 | 511.00 | 447.00 | 278.00 |
| EPS In Rs | 8.92 | 41.60 | 35.49 | 28.16 | 18.06 | 11.94 | 22.40 | 22.42 | 19.42 | 14.53 | 12.98 | 8.45 |
| Dividend Payout % | - | 9.00 | 10.00 | 11.00 | 15.00 | 17.00 | 20.00 | 20.00 | 21.00 | 26.00 | 21.00 | 32.00 |
| PAT Margin % | 5.66 | 9.43 | 9.52 | 8.50 | 6.38 | 5.19 | 8.00 | 7.97 | 12.99 | 7.02 | 6.70 | 5.16 |
| PBT Margin | 6.92 | 12.28 | 12.51 | 10.99 | 8.42 | 7.48 | 11.35 | 11.30 | 16.57 | 10.67 | 10.19 | 7.44 |
| Tax | 129.00 | 598.00 | 505.00 | 348.00 | 244.00 | 222.00 | 334.00 | 427.00 | 226.00 | 288.00 | 248.00 | 129.00 |
| Adj PAT | 98.94 | 1,988 | 1,610 | 1,190 | 760.24 | 503.69 | 869.26 | 1,021 | 822.00 | 553.68 | 464.82 | 288.92 |
| Adj PAT Margin | 0.97 | 9.49 | 9.53 | 8.51 | 6.37 | 5.20 | 8.73 | 7.97 | 12.99 | 7.01 | 6.54 | 5.12 |
🏦 Balance Sheet
| Metric | Mar 2025 | Sep 2024 | Mar 2024 | Sep 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
| Accumulated Depreciation | - | - | 261.15 | - | 224.24 | 166.87 | 186.34 | 205.39 | 46.80 | 65.77 |
| Advance From Customers | - | - | 136.00 | - | 316.00 | 64.00 | 154.00 | 48.00 | 69.00 | - |
| Average Total Assets | 65,032 | 55,359 | 57,711 | - | 49,456 | 43,288 | 37,520 | 33,806 | 38,867 | 39,128 |
| Average Total Equity | 13,006 | 12,428 | 11,129 | - | 8,336 | 5,932 | 5,080 | 4,562 | 5,300 | 5,940 |
| Borrowing | 51,533 | - | 47,161 | - | 40,017 | 36,086 | 32,583 | 27,996 | 26,517 | 34,326 |
| Cwip | 22.00 | 58.00 | 52.00 | 35.00 | 28.00 | 6.00 | 7.00 | 2.00 | 7.00 | 110.00 |
| Cash Equivalents | 4,192 | 3,782 | 4,246 | 4,196 | 5,840 | 8,157 | 4,784 | 3,216 | 2,522 | 3,122 |
| Fixed Assets | 1,488 | 928.00 | 905.00 | 831.00 | 862.00 | 775.00 | 675.00 | 607.00 | 369.00 | 871.00 |
| Gross Block | - | - | 1,166 | - | 1,086 | 942.22 | 861.44 | 812.18 | 415.41 | 936.30 |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Investments | 4,438 | 3,839 | 4,059 | 3,086 | 3,511 | 1,192 | 32.00 | 770.00 | 212.00 | 2,150 |
| Lease Liabilities | - | 493.00 | - | 392.00 | - | - | - | 291.00 | - | - |
| Loans N Advances | 55,364 | 44,715 | 279.00 | - | 373.00 | 287.00 | 276.00 | 240.00 | 174.00 | 207.00 |
| Long Term Borrowings | - | 39,540 | - | 40,375 | - | - | - | 26,864 | 21,456 | 18,938 |
| Net Debt | -8,630 | 32,412 | 38,856 | 33,486 | 30,666 | 26,737 | 27,767 | 24,010 | 23,783 | 29,054 |
| Non Controlling Interest | 1,543 | 1,534 | 1,419 | 1,308 | 1,210 | 6.00 | 6.00 | 6.00 | 4.00 | 1,500 |
| Other Asset Items | 2,033 | 1,957 | 52,777 | 47,049 | 42,266 | 35,310 | 34,701 | 29,508 | 29,919 | 37,781 |
| Other Borrowings | - | - | 47,161 | - | 40,017 | 36,086 | 32,583 | - | - | - |
| Other Liability Items | 1,970 | 1,470 | 2,850 | 3,138 | 2,269 | 3,148 | 2,427 | 1,485 | 2,186 | 3,686 |
| Reserves | 12,327 | 12,019 | 10,561 | 9,835 | 8,916 | 6,388 | 5,312 | 4,684 | 4,290 | 4,679 |
| Share Capital | 85.00 | 85.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 64.00 | 64.00 |
| Short Term Borrowings | - | - | - | - | - | - | - | 841.00 | 5,061 | 15,388 |
| Short Term Loans And Advances | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 67,644 | 55,372 | 62,420 | 55,346 | 53,002 | 45,910 | 40,667 | 34,373 | 33,239 | 44,495 |
| Total Borrowings | - | 40,033 | 47,161 | 40,768 | 40,017 | 36,086 | 32,583 | 27,996 | 26,517 | 34,326 |
| Total Equity | 13,955 | 13,638 | 12,056 | 11,219 | 10,202 | 6,470 | 5,394 | 4,766 | 4,358 | 6,243 |
| Total Equity And Liabilities | 67,644 | 55,372 | 62,420 | 55,346 | 53,002 | 45,910 | 40,667 | 34,373 | 33,239 | 44,495 |
| Total Liabilities | 53,689 | 41,734 | 50,364 | 44,127 | 42,800 | 39,440 | 35,273 | 29,607 | 28,881 | 38,252 |
| Trade Payables | 186.00 | 231.00 | 217.00 | 222.00 | 197.00 | 142.00 | 109.00 | 79.00 | 109.00 | 240.00 |
| Trade Receivables | 108.00 | 92.00 | 204.00 | 298.00 | 242.00 | 366.00 | 384.00 | 60.00 | 72.00 | 510.00 |
💵 Cash Flows
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Cash From Financing Activity | 5,526 | 6,042 | 5,361 | 2,781 | 4,428 | 109.00 | 20.00 | 8,468 |
| Cash From Investing Activity | -1,149 | -1,356 | -2,716 | -996.00 | 236.00 | -919.00 | 562.00 | -374.00 |
| Cash From Operating Activity | -4,781 | -5,848 | -5,225 | 1,784 | -3,587 | 1,101 | 422.00 | -10,483 |
| Cash Paid For Acquisition Of Companies | - | - | - | - | - | - | - | - |
| Cash Paid For Investment In Subsidaries And Associates | - | - | - | - | - | - | - | - |
| Cash Paid For Loan Advances | -4,974 | - | - | - | - | - | - | - |
| Cash Paid For Purchase Of Fixed Assets | -61.00 | -268.00 | -261.00 | -101.00 | -36.00 | -56.00 | -68.00 | -175.00 |
| Cash Paid For Purchase Of Investments | -740.00 | -1,591 | -2,151 | -1,100 | -6.00 | -139,163 | -155,723 | -413,550 |
| Cash Paid For Redemption Of Debentures | - | -6,497 | -1,878 | -3,274 | -3,410 | - | - | - |
| Cash Paid For Repayment Of Borrowings | -34,455 | -30,326 | -15,973 | -9,535 | -7,870 | -36,461 | -139,811 | -98,977 |
| Cash Received From Borrowings | 38,915 | 35,791 | 19,442 | 12,904 | 12,795 | 17,091 | 86,318 | 103,198 |
| Cash Received From Issue Of Debentures | - | 7,236 | 1,674 | 2,910 | 3,101 | 19,649 | 53,701 | - |
| Cash Received From Issue Of Shares | 1,282 | 20.00 | 2,286 | 9.00 | 5.00 | 2.00 | 3.00 | - |
| Cash Received From Sale Of Fixed Assets | 2.00 | 43.00 | 3.00 | 1.00 | 2.00 | 7.00 | 1.00 | 5.00 |
| Cash Received From Sale Of Investments | - | - | - | - | 868.00 | 138,587 | 156,382 | 415,058 |
| Change In Inventory | - | - | - | - | - | - | - | - |
| Change In Other Working Capital Items | -991.00 | 805.00 | -810.00 | 599.00 | 796.00 | 1,510 | -1,814 | 319.00 |
| Change In Payables | - | - | - | - | - | - | - | - |
| Change In Receivables | - | - | - | - | - | - | - | - |
| Change In Working Capital | -5,965 | 805.00 | -810.00 | 599.00 | 796.00 | 1,510 | -1,814 | 319.00 |
| Direct Taxes Paid | -436.00 | -684.00 | -277.00 | -294.00 | -295.00 | -228.00 | -292.00 | -569.00 |
| Dividends Paid | - | -182.00 | -174.00 | -133.00 | -114.00 | -99.00 | -192.00 | -224.00 |
| Dividends Received | - | - | - | - | 6.00 | 1.00 | - | 2.00 |
| Interest Paid | - | - | - | - | - | - | - | - |
| Net Cash Flow | -403.00 | -1,162 | -2,580 | 3,569 | 1,077 | 290.00 | 1,004 | -2,389 |
| Other Cash Financing Items Paid | -215.00 | - | -16.00 | -100.00 | -78.00 | -74.00 | 1.00 | 4,471 |
| Other Cash Investing Items Paid | -351.00 | 460.00 | -306.00 | 204.00 | -598.00 | -295.00 | -30.00 | -1,713 |
| Other Cash Operating Items Paid | - | -10,028 | -6,465 | -30.00 | -4,927 | -1,095 | 1,410 | -11,651 |
| Profit From Operations | 1,621 | 4,059 | 2,325 | 1,510 | 839.00 | 913.00 | 1,118 | 1,418 |
🧾 Shareholding Pattern
| Nse Code | Date | Promoters | Fii | Dii | Public | Others |
|---|---|---|---|---|---|---|
| Iifl | 2025-03-31 | - | 28.03 | 5.54 | 41.54 | 0.00 |
| Iifl | 2024-12-31 | - | 27.78 | 4.50 | 42.84 | 0.00 |
| Iifl | 2024-09-30 | - | 29.64 | 6.25 | 39.19 | 0.00 |
| Iifl | 2024-06-30 | - | 30.31 | 7.43 | 37.35 | 0.00 |
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