Five Star Business Finance Ltd
FIVESTAR
Finance
₹ 682.05
Price
₹ 20,060
Market Cap
Large Cap
18.70
P/E Ratio
📊 Score Snapshot
6.61 / 25
Performance
22.66 / 25
Valuation
0.0 / 20
Growth
7.0 / 30
Profitability
36.27 / 100
Avoid
🏢 Company Overview
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🤖 CARL Insights
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📈 Net Profit (Yearly)
📊 Sales (Yearly)
📉 Quarterly Sales Trend
📉 Quarterly Net Profit
📈 Yearly Ratios
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Adj Cash EPS | - | -68.81 | -39.82 | - | - | - | - | - |
| Adj Cash PAT | - | -2,013 | -1,161 | -325.13 | -193.96 | -1,506 | -929.23 | -449.42 |
| Adj Cash PAT To PAT | - | -2.41 | -1.92 | -0.72 | -0.54 | -5.75 | -5.96 | -8.33 |
| Adj EPS | 36.43 | 28.58 | 20.71 | - | - | - | - | - |
| Adj Number Of Shares | 29.43 | 29.25 | 29.16 | - | - | - | - | - |
| Adj PE | 19.14 | 26.55 | 26.10 | - | - | - | - | - |
| Adj Peg | 0.70 | 0.70 | - | - | - | - | - | - |
| Bvps | 214.20 | 177.64 | 148.80 | - | - | - | - | - |
| Cash Revenue | - | 4,366 | 3,042 | 2,508 | 2,100 | 1,574 | 804.00 | 392.00 |
| Cash Revenue To Revenue | - | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Fcfe | - | 100.26 | 539.88 | -1,215 | 851.04 | -94.50 | -536.23 | -371.42 |
| Fcfe Margin | - | 2.30 | 17.75 | -48.45 | 40.53 | -6.00 | -66.70 | -94.75 |
| Fcfe To Adj PAT | - | 0.12 | 0.89 | -2.68 | 2.37 | -0.36 | -3.44 | -6.89 |
| Market Cap | 20,517 | 22,192 | 15,764 | - | - | - | - | - |
| PB | 3.25 | 4.27 | 3.63 | - | - | - | - | - |
| PE | 19.14 | 26.55 | 26.10 | - | - | - | - | - |
| Peg | 0.70 | 0.70 | - | - | - | - | - | - |
| PS | 7.20 | 5.08 | 5.18 | - | - | - | - | - |
| ROE | 18.64 | 17.54 | 15.01 | 15.06 | 16.84 | 15.83 | 15.94 | 13.22 |
| Share Price | 697.15 | 758.70 | 540.60 | - | - | - | - | - |
📊 Quarterly Results
| Metric | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 752.00 | 1,454 | 1,404 | 1,332 | 1,232 | 1,134 | 1,038 | 960.00 | 872.00 | 774.00 | 722.00 | 676.00 | 652.00 | 317.00 |
| Interest | 175.00 | 171.00 | 163.00 | 158.00 | 138.00 | 129.00 | 106.00 | 96.00 | 77.00 | 63.00 | 61.00 | 65.00 | 63.00 | 72.00 |
| Expenses - | 204.00 | 186.00 | 178.00 | 169.00 | 161.00 | 145.00 | 144.00 | 137.00 | 133.00 | 119.00 | 104.00 | 84.00 | 101.00 | 86.00 |
| Financing Profit | 373.00 | 370.00 | 361.00 | 339.00 | 318.00 | 294.00 | 269.00 | 248.00 | 226.00 | 204.00 | 196.00 | 189.00 | 162.00 | - |
| Financing Margin % | 49.60 | 25.45 | 25.71 | 25.45 | 25.81 | 25.93 | 25.92 | 25.83 | 25.92 | 26.36 | 27.15 | 27.96 | 24.85 | - |
| Other Income - | 7.48 | 3.68 | 3.79 | 3.24 | 2.85 | 2.65 | 3.55 | 3.20 | 3.50 | 2.18 | 1.31 | 1.09 | 1.02 | 0.54 |
| Depreciation | 9.00 | 8.00 | 7.00 | 6.00 | 7.00 | 7.00 | 6.00 | 5.00 | 5.00 | 5.00 | 4.00 | 4.00 | 4.00 | 3.00 |
| Profit Before Tax | 371.00 | 365.00 | 358.00 | 336.00 | 313.00 | 290.00 | 267.00 | 246.00 | 224.00 | 202.00 | 193.00 | 186.00 | 159.00 | 157.00 |
| Tax % | 24.80 | 24.93 | 25.14 | 25.00 | 24.60 | 25.17 | 25.47 | 25.20 | 24.55 | 25.25 | 25.39 | 25.27 | 25.79 | 24.84 |
| Net Profit - | 279.00 | 274.00 | 268.00 | 252.00 | 236.00 | 217.00 | 199.00 | 184.00 | 169.00 | 151.00 | 144.00 | 139.00 | 118.00 | 118.00 |
| Profit For PE | 279.00 | 274.00 | 268.00 | 252.00 | 236.00 | 217.00 | 199.00 | 184.00 | 169.00 | 151.00 | 144.00 | 139.00 | 118.00 | 118.00 |
| Profit For EPS | 279.00 | 274.00 | 268.00 | 252.00 | 236.00 | 217.00 | 199.00 | 184.00 | 169.00 | 151.00 | 144.00 | 139.00 | 118.00 | 118.00 |
| EPS In Rs | 9.48 | 9.33 | 9.16 | 8.60 | 8.07 | 7.42 | 6.84 | 6.30 | 5.80 | 5.18 | 4.95 | 4.79 | 4.05 | 4.07 |
| PAT Margin % | 37.10 | 18.84 | 19.09 | 18.92 | 19.16 | 19.14 | 19.17 | 19.17 | 19.38 | 19.51 | 19.94 | 20.56 | 18.10 | 37.22 |
| PBT Margin | 49.34 | 25.10 | 25.50 | 25.23 | 25.41 | 25.57 | 25.72 | 25.62 | 25.69 | 26.10 | 26.73 | 27.51 | 24.39 | 49.53 |
| Tax | 92.00 | 91.00 | 90.00 | 84.00 | 77.00 | 73.00 | 68.00 | 62.00 | 55.00 | 51.00 | 49.00 | 47.00 | 41.00 | 39.00 |
| Yoy Profit Growth % | 18.00 | 26.00 | 34.00 | 37.00 | 40.00 | 44.00 | 38.00 | 32.00 | 43.00 | 28.00 | 22.00 | 40.00 | - | - |
| Adj PAT | 279.00 | 274.00 | 268.00 | 252.00 | 236.00 | 217.00 | 199.00 | 184.00 | 169.00 | 151.00 | 144.00 | 139.00 | 118.00 | 118.00 |
| Adj PAT Margin | 37.10 | 18.84 | 19.09 | 18.92 | 19.16 | 19.14 | 19.17 | 19.17 | 19.38 | 19.51 | 19.94 | 20.56 | 18.10 | 37.22 |
💰 Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 2,848 | 4,366 | 3,042 | 2,508 | 2,100 | 1,574 | 804.00 | 392.00 | 172.00 |
| Interest | 668.00 | 472.00 | 268.00 | 302.00 | 327.00 | 218.00 | 73.00 | 55.00 | 24.00 |
| Expenses - | 737.00 | 582.00 | 439.00 | 337.00 | 237.00 | 210.00 | 107.00 | 64.00 | 30.00 |
| Financing Profit | 1,443 | 1,128 | 814.00 | 614.00 | 486.00 | 359.00 | 221.00 | 78.00 | 31.00 |
| Financing Margin % | 50.67 | 25.84 | 26.76 | 24.48 | 23.14 | 22.81 | 27.49 | 19.90 | 18.02 |
| Other Income - | 18.18 | 12.25 | 8.08 | 2.11 | 1.51 | 0.63 | 1.20 | 0.77 | 0.35 |
| Exceptional Items | - | -0.02 | -0.03 | -0.01 | -0.02 | -0.01 | -0.01 | -0.08 | 0.02 |
| Depreciation | 30.00 | 25.00 | 17.00 | 12.00 | 11.00 | 10.00 | 4.00 | 3.00 | 1.00 |
| Profit Before Tax | 1,431 | 1,116 | 805.00 | 604.00 | 476.00 | 349.00 | 218.00 | 76.00 | 31.00 |
| Tax % | 25.09 | 25.09 | 24.97 | 24.83 | 24.58 | 24.93 | 28.44 | 28.95 | 38.71 |
| Net Profit - | 1,072 | 836.00 | 604.00 | 454.00 | 359.00 | 262.00 | 156.00 | 54.00 | 19.00 |
| Profit For PE | 1,072 | 836.00 | 604.00 | 454.00 | 359.00 | 262.00 | 156.00 | 54.00 | 19.00 |
| Profit For EPS | 1,072 | 836.00 | 604.00 | 454.00 | 359.00 | 262.00 | 156.00 | 54.00 | 19.00 |
| EPS In Rs | 36.43 | 28.58 | 20.71 | - | - | - | - | - | - |
| PAT Margin % | 37.64 | 19.15 | 19.86 | 18.10 | 17.10 | 16.65 | 19.40 | 13.78 | 11.05 |
| PBT Margin | 50.25 | 25.56 | 26.46 | 24.08 | 22.67 | 22.17 | 27.11 | 19.39 | 18.02 |
| Tax | 359.00 | 280.00 | 201.00 | 150.00 | 117.00 | 87.00 | 62.00 | 22.00 | 12.00 |
| Adj PAT | 1,072 | 835.99 | 603.98 | 453.99 | 358.98 | 261.99 | 155.99 | 53.94 | 19.01 |
| Adj PAT Margin | 37.64 | 19.15 | 19.85 | 18.10 | 17.09 | 16.64 | 19.40 | 13.76 | 11.05 |
🏦 Balance Sheet
| Metric | Mar 2025 | Sep 2024 | Mar 2024 | Sep 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
| Accumulated Depreciation | - | - | 44.04 | - | 32.51 | 24.00 | 18.14 | 12.37 | 6.71 | - |
| Average Total Assets | 13,055 | 11,250 | 10,196 | - | 7,523 | 6,068 | 5,074 | 3,335 | 1,726 | 912.00 |
| Average Total Equity | 5,750 | 5,230 | 4,768 | - | 4,024 | 3,014 | 2,132 | 1,655 | 978.50 | 408.00 |
| Borrowing | 7,922 | - | 6,316 | - | 4,247 | 2,559 | 3,425 | 2,364 | 922.00 | 528.00 |
| Cwip | 62.00 | - | - | - | - | - | - | - | - | - |
| Cash Equivalents | 2,155 | 1,331 | 1,672 | 1,149 | 1,581 | 880.00 | 1,356 | 451.00 | 210.00 | 127.00 |
| Fixed Assets | 86.00 | 72.00 | 64.00 | 62.00 | 45.00 | 33.00 | 25.00 | 28.00 | 10.00 | - |
| Gross Block | - | - | 108.38 | - | 77.42 | 56.85 | 43.06 | 40.27 | 16.21 | - |
| Investments | 212.00 | 205.00 | 108.00 | 222.00 | 145.00 | 248.00 | - | - | 15.00 | 15.00 |
| Loans N Advances | 11,687 | 11,001 | 22.00 | - | 14.00 | 11.00 | 11.00 | 8.00 | 7.00 | - |
| Long Term Borrowings | - | 6,880 | - | 4,819 | - | - | - | - | - | - |
| Net Debt | -2,367 | 5,344 | 4,536 | 3,448 | 2,521 | 1,431 | 2,069 | 1,913 | 697.00 | 386.00 |
| Other Asset Items | 218.00 | 210.00 | 9,823 | 8,246 | 6,918 | 5,171 | 4,402 | 3,866 | 2,076 | 992.00 |
| Other Borrowings | - | - | 6,316 | - | 4,247 | 2,559 | 3,425 | 2,364 | 922.00 | 528.00 |
| Other Liability Items | 167.00 | 190.00 | 151.00 | 99.00 | 96.00 | 61.00 | 42.00 | 38.00 | 28.00 | 14.00 |
| Reserves | 6,275 | 5,694 | 5,167 | 4,707 | 4,310 | 3,681 | 2,293 | 1,919 | 1,341 | 573.00 |
| Share Capital | 29.00 | 29.00 | 29.00 | 29.00 | 29.00 | 29.00 | 26.00 | 26.00 | 24.00 | 19.00 |
| Short Term Loans And Advances | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 14,421 | 12,820 | 11,689 | 9,680 | 8,703 | 6,343 | 5,794 | 4,353 | 2,317 | 1,134 |
| Total Borrowings | - | 6,880 | 6,316 | 4,819 | 4,247 | 2,559 | 3,425 | 2,364 | 922.00 | 528.00 |
| Total Equity | 6,304 | 5,723 | 5,196 | 4,736 | 4,339 | 3,710 | 2,319 | 1,945 | 1,365 | 592.00 |
| Total Equity And Liabilities | 14,421 | 12,820 | 11,689 | 9,680 | 8,703 | 6,343 | 5,794 | 4,353 | 2,317 | 1,134 |
| Total Liabilities | 8,117 | 7,097 | 6,493 | 4,944 | 4,364 | 2,633 | 3,475 | 2,408 | 952.00 | 542.00 |
| Trade Payables | 27.00 | 27.00 | 25.00 | 25.00 | 20.00 | 13.00 | 9.00 | 7.00 | 3.00 | - |
💵 Cash Flows
| Metric | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|
| Cash From Financing Activity | 2,106 | 1,688 | 7.00 | 1,033 | 1,725 | 1,010 | 393.00 |
| Cash From Investing Activity | 210.00 | 162.00 | -384.00 | 102.00 | -132.00 | 14.00 | 10.00 |
| Cash From Operating Activity | -2,122 | -1,123 | -277.00 | -157.00 | -1,523 | -940.00 | -457.00 |
| Cash Paid For Loan Advances | -2,856 | -1,772 | -772.27 | -559.72 | -1,769 | -1,096 | -503.82 |
| Cash Paid For Purchase Of Fixed Assets | -22.00 | -12.00 | -9.00 | -3.00 | -10.00 | -6.00 | -4.00 |
| Cash Paid For Purchase Of Investments | - | - | -248.00 | - | - | - | - |
| Cash Paid For Repayment Of Borrowings | -1,819 | -1,408 | -1,208 | -1,325 | -370.00 | -206.00 | -116.00 |
| Cash Received From Borrowings | 3,929 | 3,104 | 315.00 | 2,362 | 1,782 | 601.00 | 195.00 |
| Cash Received From Issue Of Shares | 7.00 | - | 907.00 | - | 317.00 | 619.00 | 318.00 |
| Cash Received From Sale Of Investments | 82.00 | 109.00 | 21.00 | 13.00 | 10.00 | 6.00 | 7.00 |
| Change In Other Working Capital Items | 2.15 | -0.22 | -11.18 | 4.73 | -3.29 | 10.02 | -0.66 |
| Change In Payables | 5.28 | 7.09 | 4.33 | 2.05 | 3.70 | 0.60 | 1.12 |
| Change In Working Capital | -2,849 | -1,765 | -779.12 | -552.94 | -1,768 | -1,085 | -503.36 |
| Direct Taxes Paid | -287.32 | -201.49 | -153.83 | -130.29 | -102.19 | -67.99 | -29.19 |
| Interest Paid | 1,495 | 1,215 | 882.65 | 691.15 | 477.14 | -74.09 | -54.11 |
| Interest Received | 48.00 | 33.00 | 22.00 | 18.00 | 27.00 | - | - |
| Net Cash Flow | 194.00 | 727.00 | -654.00 | 977.00 | 70.00 | 84.00 | -53.00 |
| Other Cash Financing Items Paid | -11.00 | -8.00 | -8.00 | -5.00 | -4.00 | -5.00 | -4.00 |
| Other Cash Investing Items Paid | 102.00 | 31.00 | -170.00 | 74.00 | -159.00 | 14.00 | 8.00 |
| Profit From Operations | -481.05 | -371.37 | -226.86 | -165.18 | -129.74 | 287.23 | 130.05 |
🧾 Shareholding Pattern
| Nse Code | Date | Promoters | Fii | Dii | Public | Others |
|---|---|---|---|---|---|---|
| Fivestar | 2025-03-31 | - | 58.75 | 9.09 | 10.69 | 0.00 |
| Fivestar | 2024-12-31 | - | 57.76 | 10.10 | 10.60 | 0.00 |
| Fivestar | 2024-09-30 | - | 56.70 | 8.99 | 12.71 | 0.00 |
| Fivestar | 2024-06-30 | - | 57.45 | 6.07 | 9.96 | 0.00 |
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