Dhanlaxmi Bank Ltd
DHANBANK
Banks
₹ 30.19
Price
₹ 1,192
Market Cap
Small Cap
17.88
P/E Ratio
📊 Score Snapshot
-16.52 / 25
Performance
18.15 / 25
Valuation
0.0 / 20
Growth
7.0 / 30
Profitability
8.63 / 100
Avoid
🏢 Company Overview
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🤖 CARL Insights
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📈 Net Profit (Yearly)
📊 Sales (Yearly)
📉 Quarterly Sales Trend
📉 Quarterly Net Profit
📈 Yearly Ratios
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Adj Cash EPS | -1.69 | -0.53 | 1.54 | 1.06 | -4.85 | 11.59 | -5.20 | -9.88 |
| Adj Cash PAT | -67.00 | -21.00 | 60.53 | 42.00 | -191.00 | 458.00 | -208.00 | -392.00 |
| Adj Cash PAT To PAT | -1.00 | -0.36 | 1.20 | 1.17 | -5.16 | 6.94 | -17.33 | 15.68 |
| Adj Cash PE | - | - | 7.60 | 9.60 | - | 0.58 | - | - |
| Adj EPS | 1.69 | 1.46 | 1.29 | 0.91 | 0.94 | 1.67 | 0.30 | -0.63 |
| Adj Number Of Shares | 39.64 | 39.73 | 39.20 | 39.56 | 39.36 | 39.52 | 40.00 | 39.68 |
| Adj PE | 18.30 | 26.68 | 9.10 | 11.20 | 13.40 | 4.01 | 50.60 | - |
| Adj Peg | 1.16 | 2.02 | 0.22 | - | - | 0.01 | - | - |
| Bvps | 35.22 | 25.92 | 24.52 | 22.75 | 21.95 | 20.93 | 19.02 | 18.88 |
| Cash Revenue | 1,320 | 2,414 | 2,142 | 1,834 | 1,862 | 1,976 | 1,942 | 2,026 |
| Cash Revenue To Revenue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Fcfe | -99.30 | -37.59 | 47.19 | 46.13 | -202.62 | 445.99 | -206.82 | -381.79 |
| Fcfe Margin | -7.52 | -1.56 | 2.20 | 2.52 | -10.88 | 22.57 | -10.65 | -18.84 |
| Fcfe To Adj PAT | -1.48 | -0.65 | 0.93 | 1.28 | -5.48 | 6.76 | -17.23 | 15.27 |
| Market Cap | 1,226 | 1,547 | 459.82 | 403.12 | 495.94 | 264.78 | 607.20 | 751.94 |
| PB | 0.88 | 1.50 | 0.48 | 0.45 | 0.57 | 0.32 | 0.80 | 1.00 |
| PE | 18.30 | 26.68 | 9.38 | 11.20 | 13.40 | 4.01 | 50.60 | - |
| Peg | 1.16 | 1.59 | 0.25 | - | - | 0.01 | - | - |
| PS | 0.93 | 0.64 | 0.21 | 0.22 | 0.27 | 0.13 | 0.31 | 0.37 |
| ROE | 5.52 | 5.83 | 5.43 | 4.08 | 4.38 | 8.31 | 1.59 | -3.56 |
| Share Price | 30.93 | 38.95 | 11.73 | 10.19 | 12.60 | 6.70 | 15.18 | 18.95 |
📊 Quarterly Results
| Metric | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 351.00 | 670.00 | 658.00 | 612.00 | 612.00 | 616.00 | 608.00 | 578.00 | 548.00 | 552.00 | 524.00 | 516.00 | 470.00 | 235.00 |
| Interest | 216.00 | 206.00 | 208.00 | 206.00 | 201.00 | 194.00 | 183.00 | 171.00 | 159.00 | 149.00 | 146.00 | 141.00 | 138.00 | 139.00 |
| Expenses - | 150.00 | 151.00 | 140.00 | 140.00 | 135.00 | 147.00 | 118.00 | 141.00 | 132.00 | 141.00 | 123.00 | 122.00 | 140.00 | 128.00 |
| Financing Profit | -16.00 | -22.00 | -19.00 | -40.00 | -30.00 | -33.00 | 3.00 | -22.00 | -17.00 | -14.00 | -7.00 | -5.00 | -44.00 | -32.00 |
| Financing Margin % | -4.56 | -3.28 | -2.89 | -6.54 | -4.90 | -5.36 | 0.49 | -3.81 | -3.10 | -2.54 | -1.34 | -0.97 | -9.36 | -13.62 |
| Other Income - | 43.09 | 42.20 | 51.81 | 32.10 | 41.07 | 35.70 | 23.53 | 52.26 | 37.39 | 35.92 | 22.76 | -21.55 | 68.67 | 34.53 |
| Profit Before Tax | 27.00 | 20.00 | 33.00 | -8.00 | 11.00 | 3.00 | 26.00 | 30.00 | 20.00 | 22.00 | 16.00 | -26.00 | 25.00 | 2.00 |
| Tax % | -7.41 | - | 21.21 | - | 72.73 | - | 11.54 | 6.67 | -90.00 | - | - | - | 8.00 | - |
| Net Profit - | 29.00 | 20.00 | 26.00 | -8.00 | 3.00 | 3.00 | 23.00 | 28.00 | 38.00 | 22.00 | 16.00 | -26.00 | 23.00 | 2.00 |
| Profit For PE | 29.00 | 20.00 | 26.00 | -8.00 | 3.00 | 3.00 | 23.00 | 28.00 | 38.00 | 22.00 | 16.00 | -26.00 | 23.00 | 2.00 |
| Profit For EPS | 29.00 | 20.00 | 26.00 | -8.00 | 3.00 | 3.00 | 23.00 | 28.00 | 38.00 | 22.00 | 16.00 | -26.00 | 23.00 | 2.00 |
| EPS In Rs | 0.73 | 0.50 | 0.65 | -0.20 | 0.08 | 0.08 | 0.59 | 0.72 | 0.97 | 0.55 | 0.40 | -0.67 | 0.59 | 0.05 |
| PAT Margin % | 8.26 | 2.99 | 3.95 | -1.31 | 0.49 | 0.49 | 3.78 | 4.84 | 6.93 | 3.99 | 3.05 | -5.04 | 4.89 | 0.85 |
| PBT Margin | 7.69 | 2.99 | 5.02 | -1.31 | 1.80 | 0.49 | 4.28 | 5.19 | 3.65 | 3.99 | 3.05 | -5.04 | 5.32 | 0.85 |
| Tax | -2.00 | - | 7.00 | - | 8.00 | - | 3.00 | 2.00 | -18.00 | - | - | - | 2.00 | - |
| Yoy Profit Growth % | 776.00 | 551.00 | 11.00 | -128.00 | -91.00 | -86.00 | 46.00 | 207.00 | 63.00 | 970.00 | 334.00 | -489.00 | 344.00 | -83.00 |
| Adj PAT | 29.00 | 20.00 | 26.00 | -8.00 | 3.00 | 3.00 | 23.00 | 28.00 | 38.00 | 22.00 | 16.00 | -26.00 | 23.00 | 2.00 |
| Adj PAT Margin | 8.26 | 2.99 | 3.95 | -1.31 | 0.49 | 0.49 | 3.78 | 4.84 | 6.93 | 3.99 | 3.05 | -5.04 | 4.89 | 0.85 |
💰 Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,320 | 2,414 | 2,142 | 1,834 | 1,862 | 1,976 | 1,942 | 2,026 | 2,178 | 2,408 | 2,568 | 2,584 |
| Interest | 837.00 | 749.00 | 595.00 | 554.00 | 601.00 | 614.00 | 625.00 | 668.00 | 757.00 | 900.00 | 985.00 | 1,012 |
| Expenses - | 581.00 | 515.00 | 498.00 | 476.00 | 399.00 | 407.00 | 377.00 | 460.00 | 410.00 | 566.00 | 607.00 | 574.00 |
| Financing Profit | -98.00 | -57.00 | -22.00 | -113.00 | -70.00 | -34.00 | -30.00 | -114.00 | -78.00 | -261.00 | -308.00 | -294.00 |
| Financing Margin % | -7.42 | -2.36 | -1.03 | -6.16 | -3.76 | -1.72 | -1.54 | -5.63 | -3.58 | -10.84 | -11.99 | -11.38 |
| Other Income - | 169.00 | 152.00 | 74.00 | 169.00 | 122.00 | 113.00 | 53.00 | 103.00 | 111.00 | 77.00 | 85.00 | 73.00 |
| Exceptional Items | - | - | 1.00 | - | - | - | - | - | - | - | - | - |
| Depreciation | - | 25.00 | 21.00 | 20.00 | 15.00 | 13.00 | 11.00 | 13.00 | 20.00 | 25.00 | 18.00 | 31.00 |
| Profit Before Tax | 72.00 | 70.00 | 32.00 | 36.00 | 37.00 | 66.00 | 12.00 | -25.00 | 12.00 | -209.00 | -241.00 | -252.00 |
| Tax % | 6.94 | 17.14 | -53.12 | - | - | - | - | - | - | - | - | - |
| Net Profit - | 67.00 | 58.00 | 49.00 | 36.00 | 37.00 | 66.00 | 12.00 | -25.00 | 12.00 | -209.00 | -241.00 | -252.00 |
| Exceptional Items At | - | - | 1.00 | - | - | - | - | - | - | - | - | - |
| Profit For PE | 67.00 | 58.00 | 49.00 | 36.00 | 37.00 | 66.00 | 12.00 | -25.00 | 12.00 | -210.00 | -242.00 | -252.00 |
| Profit For EPS | 67.00 | 58.00 | 49.00 | 36.00 | 37.00 | 66.00 | 12.00 | -25.00 | 12.00 | -209.00 | -241.00 | -252.00 |
| EPS In Rs | 1.69 | 1.46 | 1.25 | 0.91 | 0.94 | 1.67 | 0.30 | -0.63 | 0.38 | -7.57 | -8.72 | -12.82 |
| PAT Margin % | 5.08 | 2.40 | 2.29 | 1.96 | 1.99 | 3.34 | 0.62 | -1.23 | 0.55 | -8.68 | -9.38 | -9.75 |
| PBT Margin | 5.45 | 2.90 | 1.49 | 1.96 | 1.99 | 3.34 | 0.62 | -1.23 | 0.55 | -8.68 | -9.38 | -9.75 |
| Tax | 5.00 | 12.00 | -17.00 | - | - | - | - | - | - | - | - | - |
| Adj PAT | 67.00 | 58.00 | 50.53 | 36.00 | 37.00 | 66.00 | 12.00 | -25.00 | 12.00 | -209.00 | -241.00 | -252.00 |
| Adj PAT Margin | 5.08 | 2.40 | 2.36 | 1.96 | 1.99 | 3.34 | 0.62 | -1.23 | 0.55 | -8.68 | -9.38 | -9.75 |
🏦 Balance Sheet
| Metric | Mar 2025 | Mar 2024 | Sep 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Accumulated Depreciation | - | 270.58 | - | 249.18 | 232.55 | 220.84 | 214.83 | 209.29 | 202.53 | 190.04 |
| Average Total Assets | 16,950 | 15,547 | - | 14,464 | 13,446 | 12,680 | 12,032 | 12,042 | 12,310 | 12,398 |
| Average Total Equity | 1,213 | 995.50 | - | 930.50 | 882.00 | 845.50 | 794.00 | 755.00 | 702.00 | 581.50 |
| Borrowing | 200.00 | 299.00 | - | 492.00 | 150.00 | 150.00 | 178.00 | 200.00 | 392.00 | 145.00 |
| Cwip | - | 8.00 | - | 7.00 | - | - | 35.00 | 33.00 | 31.00 | 31.00 |
| Cash Equivalents | - | 975.00 | - | 847.00 | 736.00 | 985.00 | 1,129 | 623.00 | 872.00 | 808.00 |
| Deposits | 16,013 | 14,290 | - | 13,352 | 12,403 | 11,712 | 10,904 | 10,603 | 10,920 | 11,294 |
| Fixed Assets | 282.00 | 267.00 | - | 251.00 | 221.00 | 225.00 | 179.00 | 169.00 | 173.00 | 183.00 |
| Gross Block | - | 537.09 | - | 500.04 | 453.55 | 445.77 | 393.71 | 378.68 | 375.58 | 373.09 |
| Investments | 3,955 | 3,942 | - | 3,889 | 4,044 | 4,439 | 3,682 | 4,037 | 4,365 | 4,194 |
| Loans N Advances | 11,959 | 60.00 | - | 51.00 | 50.00 | 49.00 | 49.00 | 48.00 | 29.00 | 28.00 |
| Long Term Borrowings | - | - | - | - | - | - | - | 200.00 | 392.00 | 145.00 |
| Net Debt | -3,955 | 9,672 | - | 9,108 | 7,773 | 6,438 | 6,271 | 6,144 | 6,075 | 6,437 |
| Other Asset Items | 1,741 | 10,711 | - | 10,088 | 8,745 | 7,398 | 7,191 | 6,889 | 6,818 | 7,089 |
| Other Borrowings | - | 14,589 | - | 13,844 | 12,553 | 11,862 | 11,082 | 10,603 | 10,920 | 11,294 |
| Other Liability Items | 328.00 | 325.00 | - | 300.00 | 311.00 | 354.00 | 334.00 | 204.00 | 191.00 | 191.00 |
| Reserves | 1,001 | 777.00 | - | 708.00 | 647.00 | 611.00 | 574.00 | 508.00 | 496.00 | 445.00 |
| Share Capital | 395.00 | 253.00 | 253.00 | 253.00 | 253.00 | 253.00 | 253.00 | 253.00 | 253.00 | 210.00 |
| Total Assets | 17,937 | 15,962 | - | 15,132 | 13,796 | 13,096 | 12,265 | 11,799 | 12,286 | 12,333 |
| Total Borrowings | - | 14,589 | - | 13,844 | 12,553 | 11,862 | 11,082 | 10,804 | 11,312 | 11,439 |
| Total Equity | 1,396 | 1,030 | 253.00 | 961.00 | 900.00 | 864.00 | 827.00 | 761.00 | 749.00 | 655.00 |
| Total Equity And Liabilities | 17,937 | 15,962 | - | 15,132 | 13,796 | 13,096 | 12,265 | 11,799 | 12,286 | 12,333 |
| Total Liabilities | 16,541 | 14,932 | -253.00 | 14,171 | 12,896 | 12,232 | 11,438 | 11,038 | 11,537 | 11,678 |
| Trade Payables | - | 17.00 | - | 27.00 | 32.00 | 17.00 | 23.00 | 30.00 | 34.00 | 49.00 |
💵 Cash Flows
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|
| Cash From Financing Activity | 142.00 | - | - | - | -28.00 | -23.00 | -95.00 | 270.00 |
| Cash From Investing Activity | -32.00 | 111.00 | -106.00 | -388.00 | -27.00 | -25.00 | -10.00 | -3.00 |
| Cash From Operating Activity | -5.00 | 17.00 | 216.00 | 139.00 | -90.00 | 554.00 | -144.00 | -203.00 |
| Cash Paid For Loan Advances | -1,872 | -802.00 | -1,066 | -1,434 | -313.00 | -265.00 | -254.00 | 202.00 |
| Cash Paid For Purchase Of Fixed Assets | -32.62 | -41.91 | -35.19 | -16.15 | -26.79 | -25.65 | -65.05 | -2.98 |
| Cash Paid For Purchase Of Investments | - | - | -71.27 | -372.10 | - | - | - | - |
| Cash Paid For Redemption Of Debentures | - | - | - | - | - | - | - | - |
| Cash Receipts From Deposits | 16,013 | 14,290 | 13,352 | 12,403 | 11,712 | 10,904 | 10,603 | 10,920 |
| Cash Received From Issue Of Shares | 292.00 | - | - | - | - | - | - | 270.00 |
| Cash Received From Sale Of Fixed Assets | 0.32 | 0.32 | 0.85 | 0.28 | 0.17 | 0.64 | 55.23 | 0.19 |
| Cash Received From Sale Of Investments | - | 152.29 | - | - | - | - | - | - |
| Change In Other Working Capital Items | 14.00 | -215.00 | 128.00 | 748.00 | -722.00 | 357.00 | 350.00 | -194.00 |
| Change In Working Capital | -134.00 | -79.00 | 10.00 | 6.00 | -228.00 | 392.00 | -220.00 | -367.00 |
| Direct Taxes Paid | 9.00 | -7.00 | - | -1.00 | -1.00 | -1.00 | -19.00 | -1.00 |
| Dividends Paid | - | - | - | - | - | - | - | - |
| Net Cash Flow | 105.00 | 128.00 | 111.00 | -249.00 | -144.00 | 506.00 | -248.00 | 64.00 |
| Other Cash Financing Items Paid | -150.00 | - | - | - | -28.00 | -23.00 | -95.00 | - |
| Profit From Operations | 120.00 | 103.00 | 206.00 | 134.00 | 138.00 | 162.00 | 95.00 | 165.00 |
🧾 Shareholding Pattern
| Nse Code | Date | Promoters | Fii | Dii | Public | Others |
|---|---|---|---|---|---|---|
| Dhanbank | 2025-03-31 | - | 15.26 | 0.05 | 84.69 | 0.00 |
| Dhanbank | 2024-12-31 | - | 6.95 | 0.16 | 92.90 | 0.00 |
| Dhanbank | 2024-09-30 | - | 4.97 | 0.07 | 94.96 | 0.00 |
| Dhanbank | 2024-06-30 | - | 5.93 | 0.07 | 93.99 | 0.00 |
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